Property Type: Land / LotOwnership: Freehold

7904 Plumper Way

Pender Island, BC V0N2M2

$249,000

0 bed0 bath
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Property Details

Property & Lot

Lot size
14,375 square feet
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$816.57

Interior

Fireplace
None

Exterior & Lot

View
Ocean view

Listing Information

MLS®
1020263
Listed
November 20, 2025
Time on market
On the market for 284 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Welcome to Trincomali paradise on North Pender, where lots are hard to find. This sunny, south facing, flat building lot has it all! Driveway is in and the Sellers have done all the legwork! Survey, Islands Trust Approval, DPA variance granted, Septic plan produced and approved by VIHA. The Sellers have architectural plans drawn up for a one-level, easy living home with an abundance of windows and natural light, with a garage. The area above the proposed building site provides ocean glimpses and a wonderful spot for a bunkie, studio or just a place for a hammock to while away the lazy afternoons on Pender. Close to Ocean and Magic Lake public access, great for all your recreational needs in the summer. Hydro and community water at the lot line. Don't miss out on this opportunity, as these types of properties do not come on the market very often! (id:63159)

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 76%

Wind SSW 12 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle3.3 km
Saturna Island Elementary SecondaryK-127.7 km
Mayne Island SchoolElementary12.2 km
Parkland SecondarySecondary15.4 km
North Saanich Middle SchoolMiddle15.4 km
Sidney ElementaryElementary15.6 km
Deep Cove ElementaryElementary17.2 km
Galiano Community SchoolElementary17.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$199,200.00
Periodic payment — Principal & Interest (monthly)$1,285.17
Additional monthly expenses (strata, tax, utilities, etc.)$68.05
Total monthly cost$1,353.22
Interest paid over 5-yr term$57,091.29
Balance at end of term$179,181.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,818.99

Cash Needed at Closing

Minimum down payment$12,450
Estimated BC PTT$2,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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