Property Type: Detached HouseOwnership: Freehold

371 OTTAWA Street S

Kitchener, BC N2M3P3

$599,000

3 bed3.5 bath4 parking1,558 sqftBuilt 1951
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Frontage
45 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,015.71

Interior

Basement
Partially finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Aluminum siding
Pool
Inground pool
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomLower level
4pc BathroomMain level
4pc BathroomSecond level
BedroomSecond level10'7'' x 11'5''
BedroomSecond level9'11'' x 13'5''
Primary BedroomSecond level10'11'' x 12'8''

Listing Information

MLS®
40851893
Listed
July 29, 2026
Time on market
On the market for 47 days
Data last synced
September 15, 2026

Listing provided by: Re/Max Twin City Realty Inc. · Data source: CREA DDF.

Description

Welcome to this charming and well maintained, 3 bedroom, 3 bathroom home that perfectly combines comfort, convenience and outdoor living. Perfect for families or investors, this property provides generous living space and the potential for multiple family living with it's versatile layout. Step outside to enjoy the private backyard with an inground pool, perfect for summer gatherings. Situated in a desirable neighborhood, this property features plenty of parking, ideal for multiple vehicles and guests. Located close to transit, schools, shopping and everyday amenities, this home combines lifestyle and accessibility. Whether you're looking for a comfortable family home or a property with flexible living options, this home offers incredible value and opportunity. Book your showing today! (id:63159)

Values & Trends

This listing

$384/sqft

Building average

No other active listings in this building

311 - Downtown/Rockway/S. Ward average

$399/sqft

15 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$412.64
Total monthly cost$3,504.28
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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