Property Type: Detached HouseOwnership: Freehold

3802 21 Avenue

Vernon, BC V1T6P8

$810,000

4 bed3 bath5 parking2,257 sqftBuilt 1974
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,826

Interior

Basement
Full, Remodeled Basement
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Insert
Flooring
Laminate
Appliances
Refrigerator, Range - Gas, Dishwasher, Hood Fan, Washer & Dryer

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view, View (panoramic)
Pool
Pool, Inground pool, Outdoor pool
Lot features
Irregular lot size, Sloping
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detector Only
Parcel ID (PID)
005-931-223

Parking

Total spaces
5 — covered indicated
Features
Carport, RV, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenAdditional Accommodation10' x 10'
Living roomAdditional Accommodation11'6'' x 18'
Full bathroomAdditional Accommodation
Primary BedroomAdditional Accommodation12'3'' x 12'6''
4pc BathroomMain level
4pc Ensuite bathMain level
BedroomMain level10' x 4'
BedroomMain level10'4'' x 11'
Primary BedroomMain level15' x 11'
KitchenMain level9'6'' x 13'6''
Dining roomMain level10'6'' x 10'
Living roomMain level14'0'' x 17'6''

Listing Information

MLS®
10392112
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 31, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Convenient Mission Hill location with a bus stop right in front of the house. Close to desirable Mission Hill Elementary school, close to Vernon Jubilee Hospital, and 1/2 hour away from the Kelowna airport. 15 minute walk to downtown Vernon. Beautiful, expansive, & panoramic Vernon valley views. This spacious 4 Bedroom home has been renovated with a new modern kitchen upstairs, with island ,newer appliances, a gas range with hood fan, open concept , bright, and airy. Upstairs you will also find, 3 spacious bedrooms, and 2 full baths. The downstairs is a level entry walkout from the carport, and offers a self-contained 1-bedroom suite down, with a separate outdoor entrance from the front (under the carport ). Features include an electric fireplace in the upstairs living room, and a brick gas fireplace insert downstairs. Great home for intergenerational living OR a self-contained mortgage helper. The pool is a 30' x 15' in-ground heated pool ( natural gas heater has been disconnected, and is not working), the pool liner is 5 years old and in great shape, the whole Filtration System was updated approx. 1 year ago, there is a deep end with a diving board and a slide. There is a newer summer solar blanket cover, and a winter trampoline cover included. The pool is serviced by a pool maintenance company. This home is well located near schools and parks. It is perfect for families who want to live the Okanagan Lifestyle to the fullest ! (id:63159)

Values & Trends

This listing

$359/sqft

Building average

No other active listings in this building

Mission Hill average

$498/sqft

7 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mission Hill ElementaryElementary266 m
St James(Independent)Elementary1.4 km
Ecole Beairsto ElementaryElementary1.8 km
Clarence Fulton SecondaryElementary1.9 km
Alexis Park ElementaryElementary2.1 km
Ellison ElementaryElementary2.2 km
W.L. Seaton SecondarySecondary2.2 km
Vernon SecondaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Mission Hill Park275 m
  • Linear Park524 m
  • Linear Park598 m
  • Linear Park765 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($56,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$648,000.00
Periodic payment — Principal & Interest (monthly)$4,180.68
Additional monthly expenses (strata, tax, utilities, etc.)$265.17
Total monthly cost$4,445.84
Interest paid over 5-yr term$185,718.66
Balance at end of term$582,878.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,798.00

Cash Needed at Closing

Minimum down payment$56,000
Estimated BC PTT$14,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$71,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information