Property Type: Detached HouseOwnership: Freehold

3922 21 Avenue

Vernon, BC V1T6R2

$649,900

4 bed2 bath3 parking1,675 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres
Frontage
65 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,678.1

Interior

Basement
Partial
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco, Wood siding
View
City view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level12'8'' x 14'11''
Dining roomMain level9'11'' x 10'7''
KitchenMain level7'8'' x 11'10''
4pc BathroomMain level8'2'' x 10'3''
Primary BedroomMain level10'3'' x 14'8''
BedroomMain level10'2'' x 12'8''
BedroomMain level9'2'' x 10'3''
Laundry roomBasement8'1'' x 12'5''
Recreation roomBasement14'4'' x 21'4''
3pc BathroomBasement5'2'' x 7'7''
BedroomBasement8'3'' x 9'9''
OtherBasement13'3'' x 21'9''

Listing Information

MLS®
10397927
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

A great opportunity for first time buyers and families looking to put down roots in Vernon’s desirable Mission Hill neighbourhood. This four bedroom home combines a functional layout, incredible views, plenty of parking and a family friendly location. The main floor offers three bedrooms, providing an ideal setup for a young or growing family, while the fourth bedroom downstairs adds flexibility for a teenager, guests, home office or hobby space. The home also features a spacious fenced backyard with steps to Mission Hill Park, giving you added privacy and easy access to outdoor recreation. Enjoy amazing northern views stretching across the city and toward Bella Vista and the BX. Whether relaxing with your morning coffee or watching the lights come on across the valley, the outlook is sure to impress. There is plenty of parking for vehicles, recreational toys and guests, along with a single car garage. Mission Hill is a popular family neighbourhood close to schools, parks, playgrounds, shopping, recreation and downtown Vernon. With a great backyard, park access, generous parking and four bedrooms, this is a home that offers the space and location to grow into. (id:63159)

Values & Trends

This listing

$388/sqft

Building average

No other active listings in this building

Mission Hill average

$494/sqft

7 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 79%

Wind E 6 km/h

Today

27°

Tonight

13°

Wednesday

22°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mission Hill ElementaryElementary506 m
Clarence Fulton SecondaryElementary1.5 km
Ellison ElementaryElementary1.8 km
St James(Independent)Elementary1.8 km
Ecole Beairsto ElementaryElementary2.1 km
Alexis Park ElementaryElementary2.3 km
W.L. Seaton SecondarySecondary2.6 km
Vernon SecondaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Mission Hill Park196 m
  • Linear Park669 m
  • Unnamed727 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$390.51
Total monthly cost$3,744.86
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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