Property Type: Detached HouseOwnership: Freehold

3840 Cameron Road

Eagle Bay, BC V0E1T0

$729,000

3 bed2 bath2,478 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
8.28 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,966.06

Interior

Heating
Baseboard heaters, Other
Fireplace
None

Parking

Features
Carport, RV

Room Dimensions

RoomLevelDimensions
Recreation roomBasement13'4'' x 25'7''
BedroomBasement13'1'' x 21'2''
Full bathroomSecond level8'4'' x 12'3''
LoftSecond level9'10'' x 24'7''
Primary BedroomSecond level16'11'' x 17'5''
Living roomMain level15'11'' x 12'1''
Dining roomMain level11'1'' x 12'3''
KitchenMain level11'10'' x 15'6''
BedroomMain level10'11'' x 12'1''
Laundry roomMain level8' x 8'11''
Full bathroomMain level8'6'' x 5'1''
FoyerMain level9'6'' x 9'

Listing Information

MLS®
10384547
Listed
April 23, 2026
Time on market
On the market for 130 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

An ideal property for entrepreneurs and business owners! Positioned at the corner of Ivy Road & Cameron Road, this fairly flat and treed 8.28 ac property provides the perfect location for home-based commercial operations or heavy hobby needs. The large 40'x70' shop built in 2008, has its own separate driveway. It includes 16' ceilings, a 14' OH door, and a dedicated office space. It operates on a separate 200-amp service and meter. The attached 16'x70' lean-to provides covered storage to keep materials, machinery, or equipment out of the elements. The trees between the shop and the home create a natural buffer to separate the business from your residence. The primary residence is protected by high-quality steel roof installed in 2010. The upper level is mostly renovated, highlighting a large walk-in shower. The balance of the house has a functional layout but could benefit from new updates, allowing you to renovate the space to your liking. The home features a large, bright, screened porch for enjoying natural surroundings as well as an abundance of storage options distributed across all three levels. The property is zoned for a second dwelling, offering room for expansion. Higher elevations on the lot offer potential lake views from the second dwelling. Sitting in close proximity to Crown land for year-round recreation and the combined industrial grade workshop with residential privacy, this property offers the perfect potential to take your hobbies to the next level. (id:63159)

Values & Trends

This listing

$294/sqft

Building average

No other active listings in this building

Eagle Bay average

$535/sqft

15 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle11.7 km
Carlin Elementary MiddleElementary/Middle14.7 km
Eagle River SecondaryK-1217.5 km
Parkview Elementary SchoolElementary18.0 km
North Canoe ElementaryElementary20.0 km
Shuswap SDA(Independent)Elementary/Middle20.6 km
Sorrento ElementaryElementary20.9 km
Salmon Arm SecondarySecondary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,200.00
Periodic payment — Principal & Interest (monthly)$3,762.61
Additional monthly expenses (strata, tax, utilities, etc.)$371.17
Total monthly cost$4,133.78
Interest paid over 5-yr term$167,146.80
Balance at end of term$524,590.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,237.42

Cash Needed at Closing

Minimum down payment$47,900
Estimated BC PTT$12,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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