Property Type: Detached HouseOwnership: Freehold

4047 Torry Road

Eagle Bay, BC V0E1T0

$629,900

4 bed3 bath2 parking2,309 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.42 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,494.11

Interior

Heating
Stove, Forced air, See remarks, Wood
Fireplace
None
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

Waterfront
Waterfront nearby

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement6'5'' x 3'10''
OtherBasement13'6'' x 8'3''
BedroomBasement11'3'' x 22'8''
3pc BathroomBasement9'8'' x 7'7''
FoyerMain level7'6'' x 11'5''
4pc BathroomMain level5' x 11'5''
Primary BedroomMain level11'4'' x 11'6''
Dining roomMain level9'2'' x 12'11''
Recreation roomBasement22'4'' x 14'5''
DenBasement7'5'' x 7'9''
BedroomBasement10'4'' x 11'4''
OtherMain level23'3'' x 29'2''
BedroomMain level8'9'' x 11'4''
3pc Ensuite bathMain level6'2'' x 11'5''
Living roomMain level26' x 11'6''
KitchenMain level10' x 11'5''

Listing Information

MLS®
10396838
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Looking for a little slice of paradise in the Shuswap? This could be the one! Fantastic value in this 4-bedroom, 3-bathroom home in the desirable Eagle Bay Estates. Situated on a large, flat 0.42-acre lot, there's plenty of room for your RV, boat, and all your recreational toys, with space to build a shop if desired. Take in the beautiful lake views and enjoy just a 5-minute walk to the exclusive community beach. For only $125 per year, you'll enjoy private access to Shuswap Lake, complete with a boat launch, dock, swimming beach, and picnic area. It's a wonderful opportunity to enjoy all the benefits of lakeshore living without the waterfront price tag. Whether you're searching for a year-round home, family cabin, or recreational retreat, this property offers the perfect combination of privacy, recreation, and the relaxed Shuswap lifestyle.Many recent updates include tile flooring in the kitchen, entry, hallway, and main bathroom, a newer roof, newer windows, newer appliances and faucets, and a brand-new washer and dryer, allowing you to simply move in and enjoy. Step outside onto the spacious deck overlooking fruit trees and berry bushes, creating a peaceful setting to relax or entertain family and friends. Located in a great neighbourhood with boating, swimming, hiking, and endless outdoor recreation at your doorstep, this is your chance to experience everything the Shuswap has to offer. Come live and play in the Shuswap! (id:63159)

Values & Trends

This listing

$273/sqft

Building average

No other active listings in this building

Eagle Bay average

$537/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle7.8 km
Carlin Elementary MiddleElementary/Middle13.7 km
Sorrento ElementaryElementary17.6 km
North Canoe ElementaryElementary20.9 km
Shuswap SDA(Independent)Elementary/Middle21.3 km
Eagle River SecondaryK-1221.3 km
Parkview Elementary SchoolElementary21.8 km
Salmon Arm SecondarySecondary24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (strata, tax, utilities, etc.)$322.84
Total monthly cost$3,573.96
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,551.58

Cash Needed at Closing

Minimum down payment$37,990
Estimated BC PTT$10,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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