Property Type: OtherOwnership: Freehold

3851 Canyon-Lister Road

Canyon, BC V0B1C1

$1,100,000

3 bed3 bath2 parking2,250 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
Other
Stories
2
Lot size
9.18 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$2,516.76

Interior

Heating
Heat Pump
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Covered

Room Dimensions

RoomLevelDimensions
Living roomMain level20' x 14'
KitchenMain level12' x 12'
Dining roomMain level14' x 10'
Primary BedroomMain level13'6'' x 12'
Full ensuite bathroomMain level
Full bathroomMain level
Laundry roomMain level9'8'' x 7'9''
FoyerMain level5' x 11'
Family roomMain level10' x 15'
BedroomBasement11'9'' x 11'4''
BedroomBasement13' x 11'
Full bathroomBasement
Family roomBasement15' x 20'

Listing Information

MLS®
10390801
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Established cherry orchard with home at 3851 Canyon-Lister Rd in the Creston Valley's Canyon area. This 9.18-acre parcel is planted in cherries and includes a residence (built 1980), zoned AG1 and within the ALR. It is one of seven cherry orchard parcels in Canyon (approximately 68 acres total); the parcels can be combined with others in the group to form a larger operation. Ideal for a grower wanting orchard and residence together. Sold ""as is, where is."" Buyer to verify all acreage, zoning, building details, services, and permitted uses with the appropriate authorities. (id:63159)

Values & Trends

This listing

$489/sqft

Building average

No other active listings in this building

Lister average

$900/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

15°C

Humidity 67%

Wind NW calm km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Canyon/Lister ElementaryElementary499 m
Erickson ElementaryElementary1.4 km
Kootenay River SecondarySecondary4.1 km
Adam Robertson ElementaryElementary5.0 km
Yaqan Nukiy School(Independent)Elementary5.3 km
Kootenay Valley Christian School(Independent)Elementary/Middle6.3 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$322.73
Total monthly cost$6,000.19
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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