Property Type: OtherOwnership: Freehold

915 Huscroft RD Street

Lister, BC V0B1G2

$1,400,000

4 bed3 bath10 parking2,799 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
Other
Stories
1
Lot size
15 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$3,146

Interior

Heating
Forced air, Electric, See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Hardwood, Carpeted, Ceramic Tile, Linoleum
Appliances
Washer, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view
Lot features
Central island
Fencing
Fence

Building

Roof
Asphalt shingle, Unknown
Water source
Irrigation District, Community Water User's Utility
Utilities
Electricity
Parcel ID (PID)
018-097-791

Parking

Total spaces
10 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
Utility roomBasement10'4'' x 10'2''
StorageBasement13'1'' x 18'11''
Recreation roomBasement23'5'' x 23'2''
KitchenBasement19'3'' x 8'11''
BedroomBasement10'3'' x 10'7''
BedroomBasement13' x 12'
3pc BathroomBasement5'11'' x 8'
4pc BathroomMain level11'8'' x 7'5''
BedroomMain level9'11'' x 11'10''
Dining nookMain level9'6'' x 8'
Dining roomMain level11'5'' x 15'1''
Family roomMain level13'8'' x 17'
Laundry roomMain level11' x 6'8''
Living roomMain level14'7'' x 13'
3pc BathroomMain level4'8'' x 8'10''
Primary BedroomMain level15'10'' x 10'10''
KitchenMain level12' x 10'4''

Listing Information

MLS®
10395283
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 30, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Offered at 1.4 million, this exceptional country property custom built in 2004 with engineered roof trusses, offers the perfect blend of quality craft- functionality and country living. The thoughtfully designed home features 1566.18 square feet on the main floor plus1268.37 square feet of finished basement space. A welcoming covered porch and sunken family room create a layout designed for comfortable family living. An electric forced-air furnace and pellet stove provide dependable year-round comfort. Outside, a heated 32' by 56' by 14' shop and a 60 'by 37' by 14' storage building offer versatility. Licensed irrigation rights allow approximately 11,261 cubic metres of water annually, ideal for orchards, gardens, or small-scale farming. A rare blend of comfort, functionality, and rural lifestyle. (id:63159)

Values & Trends

This listing

$500/sqft

Building average

No other active listings in this building

Lister average

$959/sqft

3 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle2.0 km
Yaqan Nukiy School(Independent)Elementary6.9 km
Canyon/Lister ElementaryElementary7.3 km
Erickson ElementaryElementary8.3 km
Kootenay River SecondarySecondary9.3 km
Adam Robertson ElementaryElementary10.3 km
Kootenay Valley Christian School(Independent)Elementary/Middle11.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($115,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,120,000.00
Periodic payment — Principal & Interest (monthly)$7,225.86
Additional monthly expenses (strata, tax, utilities, etc.)$402.17
Total monthly cost$7,628.03
Interest paid over 5-yr term$320,995.22
Balance at end of term$1,007,443.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$115,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,881.20

Cash Needed at Closing

Minimum down payment$115,000
Estimated BC PTT$26,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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