Property Type: Detached HouseOwnership: Freehold

3863 Howard Ave

Royston, BC V0R2V0

$675,000

3 bed3 bath4 parking2,270 sqftBuilt 1922
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Property Details

Property & Lot

Sub-type
House
Lot size
7,405 square feet
Zoning
Unknown

R-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,037.04

Interior

Heating
Forced air, Electric
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomSecond level2-Piece
BedroomSecond level11'11 x 12'4
Primary BedroomSecond level10'3 x 16'2
BathroomMain level3-Piece
KitchenMain level10'8 x 19'1
Living roomMain level14'1 x 19'1
BedroomMain level9'7
Living roomMain level12'2 x 19'11
Dining roomMain level6'1 x 11'8
KitchenMain level12'8 x 14'1
BathroomMain level4-Piece
Laundry roomMain level4'8 x 5'5
EntranceMain level6'3 x 14'1

Listing Information

MLS®
1040986
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (Crtny) · Data source: CREA DDF.

Description

Royston character home with flexible living space! This beautifully updated 3-bedroom, 3-bathroom home blends timeless charm with modern conveniences and is ideal for families, multi-generational living, or those seeking mortgage helper potential. The refreshed kitchen features updated appliances, an apron-front sink, stylish tile backsplash, bright cabinetry, and modern lighting. Recent upgrades include updated electrical and fresh paint throughout. The open-concept kitchen, dining, and living area is warm and inviting, centered around a cozy wood stove. The main floor offers a spacious bedroom and full bath, while upstairs you'll find two additional bedrooms with built-in storage and a convenient 2-piece bathroom. The non-conforming suite includes its own kitchen, living area, bedroom, and loft/den space. Enjoy the fully fenced yard, sunny deck with ocean glimpses, easy beach access, trails, local coffee shop, and the welcoming Royston lifestyle. For more information please call Ronni Lister at 250-702-7252 or ronnilister.com. (id:63159)

Values & Trends

This listing

$297/sqft

Building average

No other active listings in this building

Courtenay South average

$520/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Royston ElementaryElementary192 m
Ecole Robb RoadElementary4.0 km
Aspen Park ElementaryElementary4.4 km
École Au coeur de l'îleK-124.6 km
Phil & Jennie Gaglardi Academy(Independent)K-124.6 km
Nala'atsi Alternate ProgramSecondary5.4 km
Highland SecondarySecondary5.4 km
Courtenay ElementaryElementary5.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (strata, tax, utilities, etc.)$367.09
Total monthly cost$3,850.98
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.70

Cash Needed at Closing

Minimum down payment$42,500
Estimated BC PTT$11,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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