Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

3907 14 Street

Vernon, BC V1T7N3

$639,000

3 bed2 bath2 parking2,020 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,748.8

Interior

Basement
Full
Heating
See remarks
Fireplace
None

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
005-248-086

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
BedroomLower level13'1'' x 12'10''
DenLower level8'7'' x 7'8''
Full bathroomLower level7' x 5'1''
StorageLower level8'1'' x 10'4''
Laundry roomLower level13'7'' x 10'4''
Recreation roomLower level17'11'' x 12'9''
BedroomMain level9' x 11'
Primary BedroomMain level13'10'' x 11'
Full bathroomMain level7'11'' x 11'
KitchenMain level12'11'' x 11'
Living roomMain level19'6'' x 13'8''
Dining roomMain level9'5'' x 11'2''

Listing Information

MLS®
10395039
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 30, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Well-maintained three bedroom, two bathroom home in Vernon's desirable East Hill neighbourhood, close to schools and parks. Features a bright kitchen, newer laminate flooring, spacious living and dining areas, and a new hot water tank. Enjoy the large wrap-around deck, fully fenced landscaped yard, and storage shed. A fantastic family home in a prime location. Restrictive showing hours by appointment. (id:63159)

Values & Trends

This listing

$316/sqft

Building average

No other active listings in this building

East Hill average

$367/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Silver Star ElementaryElementary390 m
Pleasant Valley Christian Academy(Independent)Elementary/Middle776 m
Harwood ElementaryElementary882 m
W.L. Seaton SecondarySecondary1.3 km
Ecole Beairsto ElementaryElementary1.3 km
Vernon SecondaryElementary1.5 km
St James(Independent)Elementary1.6 km
Hillview ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Girouard Park606 m
  • Lakeview Park771 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,200.00
Periodic payment — Principal & Interest (monthly)$3,298.09
Additional monthly expenses (strata, tax, utilities, etc.)$246.73
Total monthly cost$3,544.82
Interest paid over 5-yr term$146,511.39
Balance at end of term$459,826.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,614.56

Cash Needed at Closing

Minimum down payment$38,900
Estimated BC PTT$10,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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