Property Type: Detached HouseOwnership: Freehold

3918 13 Street

Vernon, BC V1T6Z6

$699,900

4 bed2 bath1 parking2,605 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,073.61

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Insert
Appliances
Refrigerator, Range - Electric, Dishwasher, Washer & Dryer

Exterior & Lot

Lot features
Wheelchair access

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
005-308-291

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Restrictions & Policies

Accessibility
Accessible Elevator Installed, Accessible Entrance, Customized Wheelchair Accessible

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Family roomLower level9'11'' x 23'4''
OtherLower level11' x 23'
StorageLower level7' x 8'9''
Laundry roomLower level5' x 5'
4pc BathroomLower level
BedroomLower level10'5'' x 11'10''
4pc BathroomSecond level
BedroomSecond level10' x 8'3''
BedroomSecond level8' x 9'6''
Primary BedroomSecond level9'11'' x 12'11''
SunroomSecond level13'6'' x 21'
Living roomSecond level13'4'' x 12'11''
Dining roomSecond level10'7'' x 8'
KitchenSecond level10'7'' x 10'

Listing Information

MLS®
10384749
Listed
April 27, 2026
Time on market
On the market for 126 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Located in the highly sought-after East Hill neighborhood of Vernon, this home offers comfort, flexibility, and excellent accessibility features. Set on a quiet street, the property boasts a fully fenced yard perfect for families, pets, or enjoying private outdoor space. Designed with convenience in mind, the home includes an elevator providing access from the ground level entry to both the upper and lower floors, along with a wide, covered breezeway from the garage that allows for easy wheelchair access to all levels. The main floor features three bedrooms, while the lower level includes a fourth bedroom, separate washer/dryer and separate entry ideal for a suite, an in-law suite or a disabled family member seeking independent living. This flexible layout makes it a great option for multi-generational living. Home is wired for hot tub in back yard. On demand hot water heater. Most windows were replaced in 2024, offering improved efficiency and a fresh, updated feel throughout. A rare combination of accessibility, versatility, and location this East Hill home is a standout opportunity. (id:63159)

Values & Trends

This listing

$269/sqft

Building average

No other active listings in this building

East Hill average

$368/sqft

34 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Silver Star ElementaryElementary520 m
Pleasant Valley Christian Academy(Independent)Elementary/Middle688 m
Harwood ElementaryElementary836 m
W.L. Seaton SecondarySecondary1.3 km
Ecole Beairsto ElementaryElementary1.4 km
Vernon SecondaryElementary1.6 km
St James(Independent)Elementary1.7 km
Hillview ElementaryElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Girouard Park593 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$469.47
Total monthly cost$4,081.88
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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