Property Type: Detached HouseOwnership: Freehold

3930 10 Avenue NE

Salmon Arm, BC V1E2S2

$1,399,900

5 bed3.5 bath2 parking2,734 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
10.17 acres
Frontage
365 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,685.66

Interior

Basement
Full
Heating
Baseboard heaters, Electric, See remarks, Other
Cooling / A/C
See Remarks
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Stone, Aluminum
View
Mountain view, View (panoramic)
Waterfront
Waterfront on pond

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageMain level12'0'' x 7'8''
WorkshopMain level29'4'' x 27'5''
StorageBasement7'10'' x 3'5''
Recreation roomBasement28'4'' x 15'4''
Laundry roomBasement8'11'' x 8'10''
DenBasement8'3'' x 10'5''
BedroomBasement12'10'' x 11'11''
BedroomBasement12'10'' x 11'2''
3pc BathroomBasement8'7'' x 7'4''
Primary BedroomMain level13'4'' x 11'11''
Living roomMain level15'7'' x 16'2''
KitchenMain level13'5'' x 14'6''
Dining roomMain level13'9'' x 10'3''
BedroomMain level10'3'' x 11'6''
BedroomMain level10'3'' x 9'8''
5pc BathroomMain level10'3'' x 9'8''
2pc BathroomMain level5'4'' x 5'5''

Listing Information

MLS®
10386377
Listed
May 11, 2026
Time on market
On the market for 112 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

EXCEPTIONAL 10 ACRE PROPERTY WITH ENDLESS POTENTIAL IN TOWN - Rare opportunity to own 10 flat, usable acres right in town with highway frontage, offering incredible versatility & a multitude of possibilities. This thoughtfully designed, spacious 5 bdrm, 2.5-bath home features 3 bdrms on the main floor & 2 bdrms below, making it perfect for a family or potential suite. Updated custom Mi-Tech kitchen flows seamlessly into the open main living & dining areas & opening onto the covered deck and private yard. Both living room and family room feature stunning stone fireplaces - wood-burning upstairs & natural gas in the family room. The basement could easily be suited with a separate entrance, offering additional rental/guest potential. Need storage? No problem with a practical layout & ample space throughout. There's also an attached oversized garage, a detached 29’ x 27’ shop & a 44’ x 80’ barn ideal for equipment, hay storage, or farm use. Previously operated as a berry farm, the land now includes a 1-acre section planted with Christmas trees. Its ALR designation supports a wide range of uses including a second dwelling, home-based business, pet kennels, agri-tourism, events, etc - an excellent investment or holding property. Tons of parking via a legal commercial driveway entrance. Close to schools, rec center, arena, shopping & restaurants, this property combines country living with in-town accessibility. Endless potential - farm, business, lifestyle—your options are limitless (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$394/sqft

66 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Broadview ElementaryElementary748 m
King's Christian School(Independent)K-12903 m
Salmon Arm SecondarySecondary1.2 km
Bastion ElementaryElementary1.3 km
Shuswap Middle SchoolMiddle1.3 km
Hillcrest ElementaryElementary2.2 km
J.L. Jackson SecondarySecondary2.3 km
South CanoeElementary/Middle2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Banks & ATMs (1)

  • Unnamed779 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,920.00
Periodic payment — Principal & Interest (monthly)$7,225.34
Additional monthly expenses (strata, tax, utilities, etc.)$444.14
Total monthly cost$7,669.48
Interest paid over 5-yr term$320,972.29
Balance at end of term$1,007,371.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,880.51

Cash Needed at Closing

Minimum down payment$114,990
Estimated BC PTT$25,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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