Property Type: Detached HouseOwnership: Freehold

3963 Angus Drive

West Kelowna, BC V4T2K1

$974,900

3 bed2 bath2,525 sqftBuilt 1968
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.37 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,293.21

Interior

Heating
Baseboard heaters, Stove, See remarks, Wood
Cooling / A/C
See Remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
StorageBasement18'8'' x 10'8''
Laundry roomBasement9'6'' x 10'6''
StorageBasement9'9'' x 12'7''
4pc BathroomBasement7'5'' x 7'5''
BedroomBasement11'1'' x 12'2''
Recreation roomBasement28'10'' x 24'6''
Mud roomMain level5'3'' x 8'8''
BedroomMain level13'5'' x 9'11''
4pc BathroomMain level7'9'' x 7'7''
Primary BedroomMain level11'3'' x 11'2''
Living roomMain level20'9'' x 19'1''
Dining roomMain level10'9'' x 9'4''
KitchenMain level10'6'' x 19'10''

Listing Information

MLS®
10374321
Listed
January 30, 2026
Time on market
On the market for 213 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Wake up every day to a front-row, unobstructed lake view in this rare semi-lakeshore opportunity in the heart of Gellatly Bay. This 3-bedroom, 2-bath home sits on a private 1/3-acre lot just steps from the water, offering that coveted “almost lakeshore” lifestyle without the lakeshore price tag. The lake feels so close, it’s truly right in front of you. Surrounded by some of West Kelowna’s most desirable amenities, you’re moments from the boat launch, West Kelowna Yacht Club, waterfront walking trails, beaches, wineries, and parks - making this location second to none. Whether you’re watching boats glide by, enjoying sunrise views over the water, or heading down to the lake in minutes, this property delivers the Okanagan lifestyle buyers dream of. Priced below city assessment, this home offers incredible upside and a rare chance to renovate, reimagine, or rebuild in a premier lakeview setting. Whether you’re an investor, renovator, or someone looking to create a custom lakeview retreat, the potential here is undeniable. Opportunities like this in Gellatly Bay are few and far between - secure your slice of semi-lakeshore living and make this exceptional property your own. (id:63159)

Values & Trends

This listing

$386/sqft

Building average

No other active listings in this building

Westbank Centre average

$422/sqft

49 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle1.2 km
Webber Road ElementaryElementary2.4 km
Sensisyusten House of Learning(Independent)Elementary2.9 km
Glenrosa Middle SchoolMiddle3.0 km
Glenrosa ElementaryElementary3.3 km
Chief Tomat ElementaryElementary3.4 km
Shannon Lake ElementaryElementary3.6 km
Constable Neil Bruce Middle SchoolElementary4.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Kent Park297 m
  • CNR Wharf339 m
  • Gellatly Bay Recreational Corridor368 m
  • Willow Beach393 m
  • Willow Beach455 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$779,920.00
Periodic payment — Principal & Interest (monthly)$5,031.78
Additional monthly expenses (strata, tax, utilities, etc.)$567.10
Total monthly cost$5,598.88
Interest paid over 5-yr term$223,527.31
Balance at end of term$701,540.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,939.22

Cash Needed at Closing

Minimum down payment$72,490
Estimated BC PTT$17,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$91,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information