Property Type: Detached HouseOwnership: Freehold

4074 Gellatly Road Unit# 134

West Kelowna, BC V4T2S8

$949,000

4 bed3 bath2 parking2,610 sqftBuilt 1998
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$365/mo
Annual property tax
$2,788

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Pool
Indoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement5' x 8'
Utility roomBasement9' x 9'
Laundry roomBasement7' x 18'
OtherBasement13' x 14'
BedroomBasement12' x 20'
BedroomBasement10' x 12'
Games roomBasement11' x 12'
Living roomBasement12' x 20'
FoyerMain level8' x 8'
BedroomMain level10' x 11'
3pc BathroomMain level6' x 7'
3pc Ensuite bathMain level10' x 12'
Primary BedroomMain level11' x 14'
Dining roomMain level8' x 21'
Living roomMain level17' x 20'
KitchenMain level9' x 11'

Listing Information

MLS®
10373255
Listed
January 20, 2026
Time on market
On the market for 223 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

EXCLUSIVE "" The Pointe "" a sought after 55 + retirement Community. IMMACULATE - Nothing to do ! Just move in ! Pride of ownership and well maintained home. Very quiet area, with secured gated entrance. AAA Location - only steps to Okanagan lake with the beautiful Gellatly Bay shoreline walking path and West Kelowna Yacht club at your door step. The Pointe itself has a community center with indoor pool, exercise room, and entertainment hall for all residents and friends. Conveniently located with 15 - 20 minute stroll to Downtown Westbank to all the shops, restaurants, post office, grocery stores, public library, and Johnston Bentley Public Recreation Center. PRIVACY and VIEW ! - enjoy your large deck over looking a ravine and no neighbors. Level entry rancher with above ground walkout basement. Foyer entrance opens up to living room with fireplace, kitchen and dining room on main level Complimented with 2 generous sized bedrooms, bathrooms and laundry. Basement is fully finished with 2 more bedrooms ( one with a Murphy bed ) , bathroom, large family room, and a bonus crafting room/den. This area is perfect for social gatherings or to accommodate those out of town guests. BONUS all plumbing has been upgraded "" NO POLY B "" replaced in 2026 - $ 10,000 upgrade ! Special upgrades include new roof ( leaf guard protection ) and a new high efficiency furnace. Our community features clubhouse with pool and hot tub. Gym, library rec room with shuffleboard, and pool table. Very low strata fees at only $360 a month . Community rich, and activities all year long. (id:63159)

Values & Trends

This listing

$364/sqft

Building average

No other active listings in this building

Westbank Centre average

$423/sqft

49 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle1.3 km
Webber Road ElementaryElementary2.1 km
Glenrosa Middle SchoolMiddle2.8 km
Glenrosa ElementaryElementary3.1 km
Sensisyusten House of Learning(Independent)Elementary3.6 km
Chief Tomat ElementaryElementary4.1 km
Shannon Lake ElementaryElementary4.2 km
Helen Gorman ElementaryElementary4.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Bonfire Restaurant756 m

Parks (5+)

  • Gellatly Heritage Regional Park446 m
  • Rotary Trails479 m
  • Kent Park592 m
  • Willow Beach601 m
  • Willow Beach605 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$728.33
Total monthly cost$5,626.43
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information