Property Type: Detached HouseOwnership: Freehold

4074 Gellatly Road Unit# 126

West Kelowna, BC V4T2S8

$899,900

3 bed3.5 bath4 parking2,913 sqftBuilt 1998
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Amenities

Also listed: Party Room, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$365/mo
Annual property tax
$3,901.62

Maintenance Fee Includes

WaterManagement

Also included: Ground Maintenance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Laminate, Carpeted

Exterior & Lot

Exterior features
Stone, Vinyl siding
View
Mountain view, Ravine view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level20'0'' x 20'0''
StorageBasement8'10'' x 11'0''
WorkshopBasement22'1'' x 22'5''
BedroomBasement9'4'' x 13'3''
4pc BathroomBasement4'10'' x 8'11''
BedroomBasement10'4'' x 16'11''
StorageBasement4'4'' x 9'10''
Family roomBasement20'4'' x 24'1''
FoyerMain level7'5'' x 9'5''
DenMain level10'0'' x 12'10''
Laundry roomMain level7'0'' x 13'4''
2pc BathroomMain level6'10'' x 7'0''
3pc Ensuite bathMain level12'8'' x 13'1''
Primary BedroomMain level15'11'' x 17'6''
KitchenMain level9'3'' x 13'1''
Dining roomMain level8'0'' x 12'9''
Living roomMain level18'2'' x 23'1''

Listing Information

MLS®
10375392
Listed
February 13, 2026
Time on market
On the market for 199 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

PRICED BELOW ASSESSMENT! Welcome to ""The Pointe""! This 55+ gated community is just above the boardwalk & shores of Lake Okanagan. This well appointed detached walk-out rancher is privately situated & backs onto a lush quiet greenspace to be enjoyed all year round w/ canyon & mountain views. The wrap around deck allows you to enjoy the natural beauty of this spot. The open floorplan features a living room w/vaulted ceilings, fireplace & hardwood floors, surround sound, a wall of windows opening onto the deck & allowing for loads of natural light. The kitchen features quartz counters, white cabinetry, newer black appliances & large walk-in pantry. The primary bedroom is spacious & has an updated 3 pc ensuite. A spacious foyer, den, laundry room complete the main floor. Downstairs features a large family room w/gas fireplace & wet bar, 2 bedrooms, even a workshop for the hobby enthusiast. Furnace, HWT & AC have recently been replaced & the list of updates goes on! The Clubhouse is close by with; Salt water pool, BBQ, Kitchen, Billiards room, Exercise Room & Library. An active social community within the development just adds to the total package. The location is superb with easy access to shopping, Waterfront Walking Trail, West Kelowna Yacht Club & Wineries along the Westside Wine Trail. (id:63159)

Values & Trends

This listing

$309/sqft

Building average

No other active listings in this building

Westbank Centre average

$424/sqft

49 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle1.5 km
Webber Road ElementaryElementary2.4 km
Glenrosa Middle SchoolMiddle3.0 km
Glenrosa ElementaryElementary3.4 km
Sensisyusten House of Learning(Independent)Elementary3.7 km
Chief Tomat ElementaryElementary4.2 km
Shannon Lake ElementaryElementary4.4 km
Helen Gorman ElementaryElementary4.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Bonfire Restaurant538 m

Parks (5+)

  • Rotary Trails384 m
  • Gellatly Heritage Regional Park453 m
  • Marina Park485 m
  • Willow Beach527 m
  • Gellatly Nut Farm Regional Park531 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$836.14
Total monthly cost$5,480.81
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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