Property Type: TownhouseOwnership: Strata

4 9923 Seventh St

Sidney, BC V8L2V8

$649,649

2 bed2 bath1 parking930 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
8,712 square feet
Zoning
Residential

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$175/mo
Annual property tax
$3,227.78

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageMain level
PatioMain level
BathroomSecond level
BedroomSecond level
Primary BedroomSecond level
BathroomMain level
Living room/Dining roomMain level
KitchenMain level
EntranceMain level

Listing Information

MLS®
1033557
Listed
April 27, 2026
Time on market
On the market for 126 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Ltd. (Sid) · Data source: CREA DDF.

Description

Move in ready and priced well below assessment to compete for value in today's market. Fantastic 2 bedroom 2 bathroom townhouse in the heart of Sidney. This nicely refreshed unit is in a prime location. Steps from Sidney School and only minutes from shopping, the library, restaurants and countless beach walks. Located in a small, friendly self managed complex. Excellent starter home or revenue generator and a very sensible Seller. Great opportunity at this price!! Like winning the lottery. (id:63159)

Values & Trends

This listing

$699/sqft

Building average

No other active listings in this building

Sidney North-East average

$684/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,318

(2021 Census)

+5.5% since 2016

Density: 2,410.6/km²

Dwellings: 6,321

Median household income: $77,000

After-tax: $68,500

Immigrant population: 22.7%

Top countries of origin (% of total population)

  • United Kingdom7.7% · 945
  • Philippines2.6% · 325
  • United States of America2.4% · 290
  • Germany1% · 120
  • Netherlands0.9% · 115
  • South Africa, Republic of0.5% · 65
  • India0.4% · 55
  • Portugal0.4% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sidney ElementaryElementary117 m
North Saanich Middle SchoolMiddle1.9 km
Parkland SecondarySecondary2.5 km
ḰELSET ElementaryElementary3.2 km
Deep Cove ElementaryElementary5.0 km
SD 63 Individual Learning CentreSecondary6.4 km
Stelly's SecondarySecondary8.5 km
Brentwood ElementaryElementary9.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Taste of Tokyo220 m
  • 900 Bistro325 m
  • Fish on 5th · 9812 Fifth Street326 m
  • The Farmer's Daughter · 2360 Beacon Avenue333 m
  • The Five & Dime Diner337 m

Cafes (5+)

  • Tim Hortons · 2343 Beacon Avenue377 m
  • Alexander's Coffee381 m
  • Starbucks394 m
  • Serious Coffee · 2417 Beacon Avenue423 m
  • Starbucks · 2430 Beacon Avenue424 m

Grocery (5+)

  • Thrifty Foods Sidney · 9810 Seventh Street226 m
  • Save-On-Foods · 2345 Beacon Avenue393 m
  • Sidney Natural Foods534 m
  • Chef on the Run639 m
  • Fairway Market Sidney · 2531 Beacon Avenue684 m

Parks (5+)

  • Swiftsure Park · 9900 Swiftsure Place274 m
  • Bevan Park342 m
  • Community Wellness Park347 m
  • Boulder Park547 m
  • Melissa Playground608 m

Shopping (3)

  • Mariner Village Mall226 m
  • Garden Court281 m
  • Sidney Centre428 m

Gyms (4)

  • Anytime Fitness · 2328 Beacon Avenue287 m
  • Curves549 m
  • Westcore Training Centre · 2506 Beacon Avenue605 m
  • Libellula Movement Studio · 2506 Beacon Avenue640 m

Pharmacies (4)

  • Pharmasave281 m
  • Shoppers Drug Mart · 2337 Beacon Avenue391 m
  • Sidney Pharmacy · 2425 Bevan Avenue543 m
  • Oceanside Pharmacy · 2506 Beacon Avenue630 m

Banks & ATMs (5+)

  • Coast Capital Savings · 2297 Beacon Avenue321 m
  • Scotiabank351 m
  • TD Canada Trust367 m
  • CIBC397 m
  • RBC · 2464 Beacon Avenue481 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,965) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,719.00
Periodic payment — Principal & Interest (monthly)$3,353.05
Additional monthly expenses (strata, tax, utilities, etc.)$490.98
Total monthly cost$3,844.03
Interest paid over 5-yr term$148,952.96
Balance at end of term$467,488.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,965
Stress test qualifying rate8.09%
Payment you must qualify for$4,688.26

Cash Needed at Closing

Minimum down payment$39,965
Estimated BC PTT$10,993
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,458

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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