Property Type: Condo / ApartmentOwnership: Strata

403 10499 UNIVERSITY DRIVE

Surrey, BC V3T0A4

$499,000

2 bed2 bath1 parking835 sqftBuilt 2006
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Amenities

Gym

Also listed: Storage - Locker, Laundry - In Suite

Property Details

Property & Lot

Sub-type
Apartment
Stories
4

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$579/mo
Annual property tax
$2,424.02 (2026)

Interior

Basement
None, Unknown
Heating
Electric
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3143165
Listed
July 6, 2026
Time on market
On the market for 56 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Interlink Realty · Data source: CREA DDF.

Description

Welcome to this bright and spacious 2-bedroom corner unit at D'Cor, in the heart of Surrey Central. This thoughtfully designed home offers an open-concept layout, generous living and dining areas, and large windows that fill the space with natural light. The private balcony is perfect for enjoying your morning coffee or relaxing after a long day. The property ideally located just steps from Surrey Central Stn, shopping, restaurants, universities(KPU and SFU), Whalley Stadium & athletic parks. This home provides outstanding convenience and an excellent opportunity to own in one of Metro Vancouver's fastest-growing communities. Schedule your private viewing today! (id:63159)

Values & Trends

This listing

$598/sqft

Building average

$584/sqft

1 active listing(s)

Surrey average

$678/sqft

1113 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$474,100

Jul 2026

Average Sale Price

$470,719

Jul 2026

Monthly Sales

16

Jul 2026

Active Listings

219

Jul 2026

Sales-to-Active Ratio

7.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$598,400
$434,400
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kwantlen Park SecondaryElementary402 m
K B Woodward ElementaryElementary611 m
Honour Secondary School(Independent)Secondary649 m
Old Yale Road ElementaryElementary776 m
Our Lady of Good Counsel(Independent)Elementary1.1 km
Forsyth Road ElementaryElementary1.2 km
A H P Matthew ElementaryElementary1.5 km
James Ardiel ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Northbound University Dr @ 104 Ave98 m
Southbound University Dr @ 105A Ave113 m
Westbound 104 Ave @ University Dr129 m
Southbound University Dr @ 104 Ave215 m
Northbound University Dr @ 105A Ave219 m

Nearby Places

Restaurants (5+)

  • Kokoro Japanese Ramen House · 10418 University Drive130 m
  • D-Plus Curry House337 m
  • Freshii · 10305 City Parkway343 m
  • Dominion Bar & Kitchen361 m
  • Rickshaw Chinese Food · 10505 King George Boulevard409 m

Cafes (5+)

  • Take Five Café246 m
  • Prado Cafe · 13475 103 Avenue314 m
  • Trees Organic Coffee & Cheesecake · 10299 University Drive335 m
  • Huyen Cafe · 13551 105A Avenue387 m
  • Tim Hortons · 10277 City Parkway395 m

Grocery (5+)

  • Union Latino's Food · 13569 105A Avenue413 m
  • Daily Fresh499 m
  • GG's African Caribbean Market · 10625 King George Boulevard512 m
  • Day to Day Grocery & Produce · 13664 104 Avenue579 m
  • Beauty 4 Ashes586 m

Parks (3)

  • West Village Park · 13231 Central Avenue354 m
  • Whalley Athletic Park360 m
  • Tom Binnie Park363 m

Shopping (2)

  • Central City Shopping Centre · 10153 King George Boulevard690 m
  • Walmart · 10153 King George Boulevard701 m

Gyms (2)

  • Chuck Bailey Recreation Centre · 13458 107A Avenue470 m
  • Planet Fitness · 10642 King George Boulevard622 m

Pharmacies (4)

  • Gain Pharmacy568 m
  • London Drugs · 10348 King George Boulevard586 m
  • Pharmasave · 10654 King George Boulevard635 m
  • Shoppers Drug Mart · 10835 City Parkway711 m

Banks & ATMs (5+)

  • TD · 10435 King George Boulevard396 m
  • Sharons Credit Union · 10541 King George Boulevard440 m
  • Bitcoin ATM Coinsite · 10252 City Parkway504 m
  • Instacoin ATM508 m
  • Vancity · 10293 King George Boulevard531 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Other Listings in This Building

Other units currently listed in the same building. 403 10499 UNIVERSITY DRIVE

View building profile →
Built 2006

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$823.41
Total monthly cost$3,398.91
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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