Property Type: Detached HouseOwnership: Leasehold

4038 Rio Vista Way

Kamloops, BC V2H0E1

$1,149,000

3 bed3.5 bath2 parking2,746 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$212/mo
Annual property tax
$6,540

Maintenance Fee Includes

Management

Also included: Ground Maintenance

Interior

Heating
Geothermal
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Carpeted, Vinyl

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement
StorageBasement9'6'' x 12'8''
BedroomBasement11'6'' x 12'8''
BedroomBasement11'0'' x 13'4''
2pc BathroomMain level
4pc Ensuite bathMain level
Family roomBasement17'2'' x 24'8''
DenMain level11'0'' x 11'4''
FoyerMain level8'0'' x 6'0''
Primary BedroomMain level12'0'' x 13'4''
Great roomMain level17'0'' x 13'6''
KitchenMain level14'6'' x 11'0''
Dining roomMain level10'0'' x 11'8''

Listing Information

MLS®
10379385
Listed
March 13, 2026
Time on market
On the market for 171 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Panoramic views of the City, Thompson River Valley, and Golf Course, from this custom built Rancher with fully finished lower level. Featuring an expansive open-concept design, impressive 10-foot ceilings and lots of natural light. Kitchen boasts beautiful quartz counters and a spacious island perfect for entertaining family and friends. Living and dining areas open to the covered outdoor deck to enjoy incredible views while providing comfortable outdoor living almost year round. The primary bedroom offers those same stunning views along with a generous walk-in closet and luxurious spa-style ensuite. The main floor includes a second bedroom or den, and main level laundry room for everyday convenience. The completely finished walkout lower level expands your living possibilities with a generous family room, exercise area, wet bar for entertaining plus two more bedrooms, and full bathroom. Exceptional storage solutions keep everything organized. The lower patio becomes your personal oasis, with privacy, perfect for hot tub to relax overlooking the amazing panoramic views. Efficient geothermal heating and air conditioning, double garage, and extra driveway area. Ideally located minutes from downtown Kamloops, world-class golf, and nature trails. Perfect for an active lifestyle; golfing, hiking, weekends at the lake, or winters traveling, the Professionally landscaped grounds looked after for you! Move-in ready! Neighbourhood fees $212 monthly which includes landscaping. (id:63159)

Values & Trends

This listing

$418/sqft

Building average

No other active listings in this building

Sun Rivers average

$365/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sk'elep School of Excellence(Independent)Elementary1.2 km
Ralph Bell Elementary SchoolElementary1.9 km
Valleyview SecondarySecondary2.2 km
Marion Schilling ElementaryElementary3.1 km
Ecole Lloyd George ElementaryElementary3.1 km
South Kamloops SecondarySecondary3.5 km
First Baptist Classical Academy of Kamloops(Independent)K-123.5 km
Kamloops School of the ArtsK-123.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Mason's · 1000 Clubhouse Drive490 m
  • Pizza Hut · 1020 Talasa Way649 m
  • Wasabi Modern Kitchen · 1020 Talasa Way660 m

Cafes (1)

  • Riverbrew Cafe · 1020 Talasa Way644 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,200.00
Periodic payment — Principal & Interest (monthly)$5,930.37
Additional monthly expenses (strata, tax, utilities, etc.)$894.00
Total monthly cost$6,824.37
Interest paid over 5-yr term$263,445.36
Balance at end of term$826,823.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,144.11

Cash Needed at Closing

Minimum down payment$89,900
Estimated BC PTT$20,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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