Property Type: Detached HouseOwnership: Freehold

5785 SEYMOUR Road

Celista, BC V0E1M6

$625,000

4 bed2 bath6 parking1,920 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.42 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,108.8

Interior

Heating
Baseboard heaters, Radiant/Infra-red Heat, Electric
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomLower level5'0'' x 8'0''
FoyerLower level25' x 7'11''
BedroomLower level21'0'' x 9'11''
Primary BedroomLower level25'0'' x 12'8''
4pc BathroomMain level7'6'' x 8'4''
BedroomMain level12'6'' x 12'4''
BedroomMain level11'11'' x 12'5''
Living roomMain level15'1'' x 15'0''
KitchenMain level11'0'' x 11'0''

Listing Information

MLS®
10395656
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Appoints 24 hr notice see schedule A. Exceptional opportunity to own a home with lake access in beautiful Celista! Located just over an hour from Kamloops, this Shuswap retreat is only steps from a public beach offering a dock, buoy access, and endless opportunities to enjoy the lake. Take in the incredible lake views from this four-bedroom home featuring one full bathroom, with a second bathroom already roughed in and ready for your finishing touches. The detached double garage provides plenty of storage, while three separate parking areas offer ample space for your RV, boat, vehicles, and all your recreational toys. Whether you're looking for a year-round residence, a family getaway, or an investment property, this is your chance to enjoy the Shuswap lifestyle. Take the opportunity for there is value here and imagine the potential. the quiet culddesac street with gorgeous homes this one is awaits you. (id:63159)

Values & Trends

This listing

$326/sqft

Building average

No other active listings in this building

North Shuswap average

$488/sqft

73 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle2.7 km
Sorrento ElementaryElementary13.8 km
Carlin Elementary MiddleElementary/Middle14.5 km
North Canoe ElementaryElementary23.6 km
Shuswap SDA(Independent)Elementary/Middle23.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (strata, tax, utilities, etc.)$271.73
Total monthly cost$3,497.56
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,517.67

Cash Needed at Closing

Minimum down payment$37,500
Estimated BC PTT$10,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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