Property Type: Detached HouseOwnership: FreeholdNEW LISTING

408 BREITHAUPT Street

Kitchener, BC N2H5H9

$500,000

5 bed2 bath4 parking2,233 sqftBuilt 1951
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
2
Frontage
132 feet

M1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,866

Interior

Basement
Finished, Full
Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer, Hood Fan

Exterior & Lot

Exterior features
Vinyl siding

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BedroomSecond level19'3'' x 29'3''
KitchenMain level9'6'' x 10'6''
Living roomMain level11'3'' x 14'2''
Dining roomMain level8'9'' x 14'2''
4pc BathroomMain level6'11'' x 7'3''
BedroomMain level9'8'' x 10'1''
Primary BedroomMain level10'8'' x 10'1''
BedroomMain level13'11'' x 13'5''
BedroomBasement15'9'' x 13'5''
Laundry roomBasement20'3'' x 8'8''
Recreation roomBasement16'4'' x 28'2''
Utility roomBasement11'4'' x 4'1''
3pc BathroomBasement7'10'' x 8'6''

Listing Information

MLS®
40862994
Listed
September 14, 2026
Time on market
Listed today
Data last synced
September 15, 2026

Listing provided by: RE/MAX SOLID GOLD REALTY (II) LTD. · Data source: CREA DDF.

Description

There’s something special about a home that has been lovingly improved and cared for by the same family for decades. Positioned at the end of a dead-end street with an M1 zoning and a park-like backyard, this house is completely move-in ready and is made for entertaining and enjoying! Inside, the home has been beautifully renovated with four bedrooms, two full bathrooms, and flexible living space on every level. The bright kitchen features granite countertops, stainless steel appliances and oversized pot drawers, while high-quality luxury vinyl flooring flows throughout the main floor. Three bedrooms, a generous living and dining space and a fully renovated four-piece bathroom with quartz countertops complete this level. Upstairs, the finished loft is a fabulous bonus it has been utilized as a 4th bedroom but works for a second-floor family room too. Just off the kitchen, a separate entrance leads to the fully renovated lower level, adding in-law potential. The open-concept basement includes its own laundry, a full bathroom and plenty of room to add a kitchen. And the updates go well beyond what you can see. Over recent years, the home has been extensively upgraded and carefully maintained, with a newer roof, air conditioning, windows, siding, fascia, eavestrough system, and insulation, along with grounded copper wiring and LED lighting throughout the home. This house is made for cost-efficient living and all the work has been completed. This was the current owners’ starter home—and they loved it so much that they stayed for decades. Now it’s ready to start a whole new chapter. (id:63159)

Values & Trends

This listing

$224/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$449/sqft

31 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$400,000.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (strata, tax, utilities, etc.)$434.17
Total monthly cost$3,014.83
Interest paid over 5-yr term$114,641.15
Balance at end of term$359,801.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.58

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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