Property Type: Detached HouseOwnership: Freehold

21 OAKWOOD Avenue

Kitchener, BC N2H6G8

$574,900

4 bed1 bath3 parking1,497 sqftBuilt 1953
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Lot size
0.15 acres
Frontage
60 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,948

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave

Exterior & Lot

Exterior features
Brick
Lot features
Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement11'7'' x 10'9''
BedroomBasement11'5'' x 10'0''
Recreation roomBasement11'5'' x 26'8''
Laundry roomBasement11'7'' x 17'7''
Primary BedroomMain level12'11'' x 11'8''
BedroomMain level9'3'' x 10'7''
BedroomMain level9'3'' x 14'2''
4pc BathroomMain level5'2'' x 7'9''
Eat in kitchenMain level10'3'' x 15'6''
Living roomMain level10'4'' x 17'7''
FoyerMain level3'5'' x 3'8''

Listing Information

MLS®
40856272
Listed
August 18, 2026
Time on market
On the market for 27 days
Data last synced
September 15, 2026

Listing provided by: Real Broker Ontario Ltd. · Data source: CREA DDF.

Description

Welcome to 21 Oakwood Avenue - a charming bungalow full of character, potential, and an unbeatable location. Nestled in a great Kitchener neighbourhood near Breithaupt Park, this 3+1 bedroom, 1 bathroom bungalow is an excellent opportunity for families, first-time buyers, or anyone looking for a home with room to grow. This inviting home offers a wonderful layout and a fantastic backyard, perfect for children, entertaining, or gardening enthusiasts who will appreciate the outdoor space. With a mix of charm and practicality, it provides the ideal canvas for buyers ready to make it their own. Several important updates have already been completed, including AC (2020), windows (2021), water softener (2024), garage door (2025), and furnace (2026), adding value and peace of mind. Situated in a prime location close to amenities, schools, parks, and more, this property combines convenience with opportunity. A great bungalow in a sought-after area, 21 Oakwood Avenue is ready for its next chapter. (id:63159)

Values & Trends

This listing

$384/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$443/sqft

31 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$459,920.00
Periodic payment — Principal & Interest (monthly)$2,967.25
Additional monthly expenses (strata, tax, utilities, etc.)$404.00
Total monthly cost$3,371.25
Interest paid over 5-yr term$131,814.39
Balance at end of term$413,699.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,170.94

Cash Needed at Closing

Minimum down payment$32,490
Estimated BC PTT$9,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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