Property Type: Detached HouseOwnership: Freehold

411 RICHARD STREET

Williams Lake, BC V2G3L8

$474,900

4 bed2 bath1,768 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,886.66 (2025)

Interior

Basement
Partially finished, N/A
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Wood

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
PantryMain level
Primary BedroomMain level
OtherMain level
Bedroom 2Main level
Bedroom 3Main level
OtherMain level
Recreational, Games roomBasement
Bedroom 4Basement
Flex SpaceBasement
Hobby roomBasement
Utility roomBasement

Listing Information

MLS®
R3128396
Listed
May 26, 2026
Time on market
On the market for 97 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Williams Lake Realty · Data source: CREA DDF.

Description

Fantastic opportunity to own a wonderfully updated home. Walk into the bright open-concept floor plan to the beautiful new kitchen with island, perfect for all of your meal prep or entertaining. 3 large bedrooms are located upstairs including a large master suite complete with a walk-in closet and ensuite. The basement is partially finished with 1 bedroom downstairs and potential to add a suite for additional income or flexible space for your family. New septic tank and lids 2025, Roof 2022 and Furnace/HWT 2017. Great home with lots of updates and only 5 minutes from town. Can be sold with the separate 1.45 acre property located directly behind MLS R3128409. (id:63159)

Values & Trends

This listing

$269/sqft

Building average

No other active listings in this building

Williams Lake average

$304/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mountview ElementaryElementary864 m
Cariboo Adventist Academy(Independent)K-121.8 km
Chilcotin Road ElementaryElementary2.9 km
Maranatha Christian School(Independent)Elementary/Middle2.9 km
Skyline Alternate SchoolSecondary3.5 km
Marie Sharpe ElementaryElementary3.7 km
Lake City SecondaryElementary3.8 km
Sacred Heart Catholic School(Independent)Elementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$379,920.00
Periodic payment — Principal & Interest (monthly)$2,451.11
Additional monthly expenses (strata, tax, utilities, etc.)$245.22
Total monthly cost$2,696.34
Interest paid over 5-yr term$108,886.16
Balance at end of term$341,739.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,745
Stress test qualifying rate8.09%
Payment you must qualify for$3,469.22

Cash Needed at Closing

Minimum down payment$23,745
Estimated BC PTT$7,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,743

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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