Property Type: Detached HouseOwnership: Freehold

412 14th Avenue

Genelle, BC V0G1G0

$825,000

5 bed3 bath2 parking2,825 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.46 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,098

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Pellet, Stove
Flooring
Tile, Hardwood, Laminate, Carpeted

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, River view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement9'5'' x 10'3''
StorageBasement4'11'' x 13'8''
StorageBasement3'7'' x 9'
Full bathroomBasement
BedroomBasement11'5'' x 11'7''
BedroomBasement9'11'' x 11'11''
OfficeBasement13'9'' x 13'11''
GymLower level12'2'' x 11'4''
Living roomBasement12'2'' x 14'10''
Laundry roomMain level8'4'' x 9'1''
Full bathroomMain level
Full ensuite bathroomMain level
BedroomMain level8'5'' x 9'8''
BedroomMain level9'7'' x 9'8''
Primary BedroomMain level11'1'' x 14'7''
Dining roomMain level8'3'' x 10'2''
Living roomMain level11'1'' x 16'5''
KitchenMain level10' x 14'3''

Listing Information

MLS®
10391481
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Situated on a fully landscaped half acre lot with underground sprinklers and storage sheds, the 5 bedroom plus office home offers Columbia River and valley views along with plenty of space for the whole family. The main floor features hardwood flooring throughout the living areas, with tile in the kitchen and bathrooms. The kitchen is finished with stone countertops, including a waterfall edge, and opens to the dining and living areas. A deck off the main living space provides easy access to the backyard and is the perfect spot to enjoy the view. The home includes 3 full bathrooms, including an ensuite off the primary bedroom. Copper plumbing runs throughout the home, adding to the quality construction. Stay comfortable year-round with multiple heating options including a gas furnace, gas fireplace, and pellet stove. With its functional layout, quality finishes, and exceptional views, this property offers a great combination of comfort, space, and outdoor enjoyment. (id:63159)

Values & Trends

This listing

$292/sqft

Building average

No other active listings in this building

Rivervale/Genelle average

$331/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Kinnaird ElementaryElementary8.9 km
J Lloyd Crowe SecondaryElementary12.1 km
St Michael's Elementary(Independent)Elementary12.3 km
Stanley Humphries SecondarySecondary12.3 km
Twin Rivers ElementaryElementary12.4 km
Kootenay Columbia SecondarySecondary12.6 km
Glenmerry ElementaryElementary12.7 km
James L Webster ElementaryElementary13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$660,000.00
Periodic payment — Principal & Interest (monthly)$4,258.10
Additional monthly expenses (strata, tax, utilities, etc.)$482.50
Total monthly cost$4,740.60
Interest paid over 5-yr term$189,157.90
Balance at end of term$593,672.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,901.81

Cash Needed at Closing

Minimum down payment$57,500
Estimated BC PTT$14,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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