Property Type: Land / LotOwnership: Freehold

4143 DAVIE Road

Kamloops, BC V2H1T7

$434,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.49 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,681

Interior

Fireplace
None

Exterior & Lot

View
View (panoramic)
Waterfront
Waterfront on river

Listing Information

MLS®
10384099
Listed
April 20, 2026
Time on market
On the market for 133 days
Data last synced
August 28, 2026

Listing provided by: Brendan Shaw Real Estate Ltd. · Data source: CREA DDF.

Description

Create your own riverside retreat on this rare 1/2 acre flat riverfront lot in Rayleigh - located in the valley next to the North Thompson River for longer summers and shorter winters. This residential lot is ideal for a single family home with connection available to the Rayleigh water system. Septic plan, hydro, natural gas and phone available. With all this located just 15 minutes away from downtown Kamloops, your new home will allow you to experience tranquility by the river while remaining close to amenities, schools, and recreational facilities. Opportunities like this are rare, and the chance to own a riverfront property of this caliber is a unique privilege. Don't miss out on the chance to create the life you want - contact us now to schedule a showing and let the river be the backdrop to your next chapter! (id:63159)

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind E 18 km/h

Today

28°

Tonight

14°

Wednesday

24°

Wednesday night

15°

Thursday

20°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rayleigh ElementaryElementary805 m
Westsyde ElementaryElementary2.4 km
Westsyde SecondarySecondary3.2 km
David Thompson ElementaryElementary3.5 km
Arthur Stevenson ElementaryElementary4.3 km
Collines-d'orElementary5.6 km
Heffley Creek ElementaryElementary8.5 km
Westmount ElementaryElementary8.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$347,920.00
Periodic payment — Principal & Interest (monthly)$2,244.66
Additional monthly expenses (strata, tax, utilities, etc.)$223.42
Total monthly cost$2,468.08
Interest paid over 5-yr term$99,714.87
Balance at end of term$312,955.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,745
Stress test qualifying rate8.09%
Payment you must qualify for$3,177.02

Cash Needed at Closing

Minimum down payment$21,745
Estimated BC PTT$6,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,943

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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