Property Type: Land / LotOwnership: Freehold

4185 DAVIE Road

Kamloops, BC V2H1K8

$495,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.87 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,604

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on river

Listing Information

MLS®
10395657
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Rare opportunity to own the largest lot currently available in Rayleigh! This impressive 0.87-acre riverfront property offers breathtaking views of the North Thompson River and endless potential to build your dream home. With plenty of space for your ideal home, shop, gardens, or outdoor living, this property provides the perfect balance of privacy and convenience. Located in the welcoming family-friendly community of Rayleigh, you'll enjoy a peaceful lifestyle just 15 minutes from Kamloops and only 30 minutes to Sun Peaks Resort for year-round recreation. Build your vision on this exceptional piece of riverfront land—opportunities like this don't come along often! (id:63159)

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind E 18 km/h

Today

28°

Tonight

14°

Wednesday

24°

Wednesday night

15°

Thursday

20°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rayleigh ElementaryElementary683 m
Westsyde ElementaryElementary2.5 km
Westsyde SecondarySecondary3.3 km
David Thompson ElementaryElementary3.6 km
Arthur Stevenson ElementaryElementary4.4 km
Collines-d'orElementary5.7 km
Heffley Creek ElementaryElementary8.3 km
Westmount ElementaryElementary8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$396,000.00
Periodic payment — Principal & Interest (monthly)$2,554.86
Additional monthly expenses (strata, tax, utilities, etc.)$217.00
Total monthly cost$2,771.86
Interest paid over 5-yr term$113,494.74
Balance at end of term$356,203.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,616.06

Cash Needed at Closing

Minimum down payment$24,750
Estimated BC PTT$7,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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