Property Type: Land / LotOwnership: Freehold

4179 Davie Road

Kamloops, BC V2H1K8

$399,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.59 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,300

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on river

Listing Information

MLS®
10397536
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

RIVERFRONT. VALLEY LIVING. EXCEPTIONAL VALUE. This 0.586-acre residential lot in desirable Rayleigh offers sweeping North Thompson River views and an outstanding setting to build your custom home. Rayleigh is known for its flat, walkable streets, family-friendly atmosphere and easy outdoor lifestyle. Walk, bike or e-bike through the neighbourhood, enjoy nearby Rae-Mor Park with softball diamonds, pump track, skate park and cricket field, or reach Tournament Capital Ranch in just minutes. The valley-bottom location is also ideal for gardeners looking to make the most of the growing season. Enjoy the feel of a smaller community while remaining approximately 15 minutes from Kamloops, with convenient highway access and an easy drive to Sun Peaks. At $399,900, this is a rare opportunity to secure riverfront land and build around the views, lifestyle and setting. (id:63159)

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rayleigh ElementaryElementary723 m
Westsyde ElementaryElementary2.4 km
Westsyde SecondarySecondary3.2 km
David Thompson ElementaryElementary3.5 km
Arthur Stevenson ElementaryElementary4.4 km
Collines-d'orElementary5.7 km
Heffley Creek ElementaryElementary8.4 km
Westmount ElementaryElementary8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$108.33
Total monthly cost$2,172.35
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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