Property Type: Detached HouseOwnership: Freehold

4188 South Ashe Crescent

Scotch Creek, BC V0E1M5

$424,900

2 bed1 bath1 parking968 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,000

Interior

Heating
Baseboard heaters, Forced air, See remarks
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Wood siding

Building

Roof
Metal, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level7' x 9'
Laundry roomMain level12' x 7'6''
BedroomMain level12' x 8'10''
Primary BedroomMain level12' x 9'
Dining roomMain level13' x 10'
KitchenMain level9'6'' x 9'
Living roomMain level17' x 13'

Listing Information

MLS®
10383670
Listed
April 15, 2026
Time on market
On the market for 138 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Welcome to your perfect Shuswap retreat in the heart of Scotch Creek. This charming 2 bedroom, 1 bathroom home sits on a flat and usable 0.18 acre lot, offering space, functionality, and that laid-back lake lifestyle everyone is looking for. Offered turn-key, this property is ready for immediate enjoyment — just bring your suitcase and start making memories. Inside, you’ll find a warm and inviting living space with cozy character, a functional kitchen, and a comfortable layout ideal for full-time living or a recreational getaway. Step outside to enjoy the spacious yard, ample parking for vehicles, RVs, and all your Shuswap toys, plus a cute detached guest quarters — perfect for hosting family and friends. The location is hard to beat. Just a short walk to Scotch Creek Provincial Park and the sandy shores of the Shuswap, you’ll also enjoy nearby access to a playground, tennis and pickleball courts, local restaurants, coffee shops, pharmacy and a grocery store — everything you need right at your fingertips. Whether you're looking for a weekend escape, investment opportunity, or a place to call home, this turn-key property delivers incredible value in one of the Shuswap’s most sought-after communities. (id:63159)

Values & Trends

This listing

$439/sqft

Building average

No other active listings in this building

North Shuswap average

$486/sqft

73 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary4.7 km
North Shuswap ElementaryElementary/Middle6.7 km
Carlin Elementary MiddleElementary/Middle12.9 km
Haldane ElementaryElementary20.9 km
Chase Elementary-SecondaryElementary21.0 km
Shuswap SDA(Independent)Elementary/Middle22.9 km
North Canoe ElementaryElementary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Hub296 m

Parks (1)

  • Unnamed255 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$339,920.00
Periodic payment — Principal & Interest (monthly)$2,193.05
Additional monthly expenses (strata, tax, utilities, etc.)$214.67
Total monthly cost$2,407.72
Interest paid over 5-yr term$97,422.05
Balance at end of term$305,759.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,245
Stress test qualifying rate8.09%
Payment you must qualify for$3,103.97

Cash Needed at Closing

Minimum down payment$21,245
Estimated BC PTT$6,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,243

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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