Property Type: Detached HouseOwnership: Leasehold

3572 Hilliam Frontage Road

Scotch Creek, BC V0E1M5

$550,000

2 bed2.5 bath1,095 sqftBuilt 1962
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.66 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$2,800

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Vinyl

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'9'' x 11'6''
4pc BathroomMain level5'10'' x 9'
Primary BedroomMain level11'7'' x 12'7''
2pc BathroomMain level3'7'' x 5'5''
KitchenMain level9'5'' x 16'5''
Living roomMain level12'6'' x 13'11''
Dining roomMain level7'2'' x 12'3''
BedroomMain level12'7'' x 9'
FoyerMain level5'10'' x 10'1''

Listing Information

MLS®
10388806
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd. · Data source: CREA DDF.

Description

Experience lakefront living on the shores of the Shuswap with this beautifully updated all season retreat in sought-after Scotch Creek. Perfectly positioned to capture panoramic lake views, this exceptional property offers the ultimate blend of relaxation, recreation, and timeless West Coast charm. Set on native leased land (.68 of an acre and 77’ of waterfront) this is an extraordinary opportunity to enjoy premium waterfront living at exceptional value. Inside, the thoughtfully updated home features an open-concept design with expansive windows that flood the living space with natural light while showcasing the stunning lakefront setting. The spacious living room flows seamlessly to the expansive lakeside deck, complete with a gazebo — an idyllic space for entertaining and unforgettable sunset evenings. A separate cabana provides additional guest accommodation potential, power and water already in place and ready for connection to the updated 400amp underground service! This unique recreational package also includes a 40’ Kountryaire, 4 slides and triple axle 5th Wheel (all season) and a 2nd RV site with hook ups. Quonset provides abundant storage for boats, water toys, and outdoor equipment. The included dock and buoy make lake access effortless. Whether you are seeking a serene seasonal escape, a family gathering place, or the ultimate waterfront lifestyle, this rare Shuswap offering delivers an unparalleled opportunity to create lasting memories on the lake."" (id:63159)

Values & Trends

This listing

$502/sqft

Building average

No other active listings in this building

North Shuswap average

$485/sqft

73 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary2.5 km
North Shuswap ElementaryElementary/Middle10.0 km
Carlin Elementary MiddleElementary/Middle14.3 km
Haldane ElementaryElementary17.7 km
Chase Elementary-SecondaryElementary17.8 km
Shuswap SDA(Independent)Elementary/Middle24.0 km
North Canoe ElementaryElementary24.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$440,000.00
Periodic payment — Principal & Interest (monthly)$2,838.73
Additional monthly expenses (strata, tax, utilities, etc.)$288.33
Total monthly cost$3,127.06
Interest paid over 5-yr term$126,105.26
Balance at end of term$395,781.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,998.62

Cash Needed at Closing

Minimum down payment$30,000
Estimated BC PTT$9,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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