Property Type: Detached HouseOwnership: Freehold

4201 Lakeshore Road

Kelowna, BC V1W4H7

$1,050,000

3 bed3 full, 2 half bath2 parking1,691 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.26 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,441.03

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Appliances
Refrigerator, Range - Gas, Dishwasher, Oven, Microwave, Washer & Dryer

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
003-825-981

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
Partial ensuite bathroomSecond level5' x 4'3''
Full bathroomMain level7'5'' x 7'11''
BedroomSecond level11'10'' x 9'6''
BedroomSecond level11'10'' x 9'6''
Primary BedroomSecond level10'6'' x 16'
Partial bathroomMain level5'3'' x 4'5''
Utility roomMain level5'3'' x 5'3''
Laundry roomMain level5'3'' x 8'11''
Family roomMain level11'7'' x 17'10''
Dining roomMain level12' x 9'6''
Dining nookMain level11'7'' x 8'3''
KitchenMain level11'7'' x 7'6''
Living roomMain level13'4'' x 17'3''

Listing Information

MLS®
10395267
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 30, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Beach benefits without the waterfront cost! Just steps from Hobson Beach, this spacious 3-bedroom, 3-bathroom home offers more than 1,600 sq. ft. of living space in one of Kelowna’s most sought-after neighbourhoods. Set on a generous 0.26-acre corner lot, there is plenty of room for recreational vehicles, additional parking, outdoor entertaining and future possibilities, including potential for a carriage house subject to City approval. Step inside, to a bright welcoming entryway with an elevated entrance to the main living room. The home offers a functional layout with room to personalise and update over time. The kitchen opens to the family room, creating an easy gathering space, while patio doors from the sunken living room lead directly to the private backyard. Spend warm Okanagan evenings enjoying the afternoon and evening sun, then settle in beside the wood-burning fireplace on cooler nights. With Hobson Beach steps from the front door, the location is perfect for enjoying Okanagan lifestyle. Walk to the beach, coffee shops, boutique stores, pubs and restaurants. With H2O Fitness Centre, Mission Creek Greenway and parks all within easy reach. Not to mention the privilege of highly regarded school catchments close by. Offering lifestyle, space, convenience and long-term potential in one affordable package, this home is listed below assessed value and ready for its next owners. A rare opportunity to secure a substantial property in the heart of the Lower Mission. (id:63159)

Values & Trends

This listing

$621/sqft

Building average

No other active listings in this building

Lower Mission average

$701/sqft

94 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Sunny

10°C

Sunny

Humidity 91%

Wind NW calm km/h

Today

27°

Tonight

13°

Wednesday

22°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
de l'Anse-au-sableK-12494 m
Dorothea Walker ElementaryElementary673 m
Anne McClymont ElementaryElementary1.3 km
Okanagan Mission SecondaryElementary1.5 km
Bellevue Creek ElementaryElementary1.8 km
Lakeside School Kelowna(Independent)Elementary1.8 km
Casorso ElementaryElementary2.4 km
KLO Middle SchoolMiddle3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Hobson Road Beach Access149 m
  • Central Okanagan Sailing Association161 m
  • Lakeshore Road Beach Access458 m
  • Belmont Park730 m
  • Bluebird Beach Park772 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$840,000.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (strata, tax, utilities, etc.)$538.42
Total monthly cost$5,957.81
Interest paid over 5-yr term$240,746.41
Balance at end of term$755,582.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,458.96

Cash Needed at Closing

Minimum down payment$80,000
Estimated BC PTT$19,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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