Property Type: Detached HouseOwnership: Freehold

624 Armour Crescent

Kelowna, BC V1W1A5

$1,252,000

3 bed2 bath4 parking1,427 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.28 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,882.08

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Stucco
Pool
Pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageMain level8' x 6'10''
Family roomMain level11'9'' x 19'1''
BedroomMain level7'4'' x 12'8''
Full bathroomMain level7'5'' x 7'3''
Primary BedroomMain level11'9'' x 13'11''
Full ensuite bathroomMain level13'3'' x 5'1''
BedroomMain level11'3'' x 9'3''
Laundry roomMain level7'9'' x 8'4''
KitchenMain level11'4'' x 14'1''
Dining roomMain level11'4'' x 6'11''
Living roomMain level13' x 18'6''

Listing Information

MLS®
10394147
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Your own private oasis in the heart of Kelowna's Lower Mission. Renovated from top to bottom, this open-concept 3-bed, 2-bath home sits in a quiet cul-de-sac just steps from beaches, parks, and shops. Enjoy the convenience of one-level living, along with a fully modernized interior with granite countertops, high-end appliances, marble-tiled ensuite, and a chef-style kitchen. The primary suite features a large lighted closet and spa-inspired bathroom. Outside, a professionally landscaped yard offers a private retreat with a new 2-tier deck, fire pit, flowers, ambient lighting, and a brand-new swim spa + Jacuzzi. The carport, long driveway, and detached workshop provide ample storage and parking—even for a boat. Ideal for outdoor living, with easy access to dog parks, gyms, pools, schools, and so much more! Quiet, family-friendly, and walkable, this is Lower Mission living at its best! (id:63159)

Values & Trends

This listing

$877/sqft

Building average

No other active listings in this building

Lower Mission average

$698/sqft

94 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
de l'Anse-au-sableK-12224 m
Dorothea Walker ElementaryElementary836 m
Anne McClymont ElementaryElementary1.5 km
Okanagan Mission SecondaryElementary1.7 km
Bellevue Creek ElementaryElementary1.9 km
Lakeside School Kelowna(Independent)Elementary2.1 km
Casorso ElementaryElementary2.1 km
KLO Middle SchoolMiddle3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Bright Jenny Coffee745 m

Parks (5+)

  • Lakeshore Road Beach Access300 m
  • Hobson Road Beach Access372 m
  • Central Okanagan Sailing Association397 m
  • Belmont Park487 m
  • Thomson Marsh Park541 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,001,600.00
Periodic payment — Principal & Interest (monthly)$6,461.98
Additional monthly expenses (strata, tax, utilities, etc.)$477.84
Total monthly cost$6,939.82
Interest paid over 5-yr term$287,061.44
Balance at end of term$900,942.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,200
Stress test qualifying rate8.09%
Payment you must qualify for$8,856.94

Cash Needed at Closing

Minimum down payment$100,200
Estimated BC PTT$23,040
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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