Property Type: Detached HouseOwnership: Freehold

4205 Kristianson Road

Monte Lake, BC V0E2N0

$1,249,900

3 bed3 bath2,040 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
19.99 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,564.01

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level
BedroomSecond level10'2'' x 15'
Family roomSecond level15' x 24'
4pc Ensuite bathMain level
4pc BathroomMain level
Laundry roomMain level5' x 9'
Dining roomMain level8'10'' x 12'10''
BedroomMain level10'10'' x 9'3''
Primary BedroomMain level13'6'' x 12'9''
Living roomMain level19' x 13'
FoyerMain level10'10'' x 8'
KitchenMain level12'10'' x 13'4''

Listing Information

MLS®
10393273
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Stonehaus Realty Corp · Data source: CREA DDF.

Description

Just minutes from Monte Lake and a quick 35-minute drive to downtown Kamloops, this 20-acre property is ready for horses, livestock, and rural living from day one. The lower 10 acres are electric fenced and cross-fenced, with an insulated, powered tack room, horse shelters, a 50' round pen, and a prepped site for a future 60x120 riding arena. Up top, the perimeter-fenced upper acreage opens straight onto crown land, with riding, hiking, and quadding trails starting right at your back gate. Outbuildings cover all the bases: a 100-amp powered 12x16 shop, an 8x28 woodshed with plus secured storage, a chicken coop, and a dog kennel. Water's well sorted too, with a strong producing well, a backup catchment system, and 3 hydrants spread across the property, plus an RV hookup for guests. The 3-bed, 3-bath home takes in mountain and lake views, with an open kitchen and dining area, wood fireplace, main-floor laundry, and a spacious primary suite with walk-in closet and ensuite. Updates include newer deck, siding, and windows, plus central heat and air. Upstairs adds a second family room, bathroom, and third bedroom, a great flex space for a growing family. Bonus for families: school bus pickup is right at the Monte Lake Store, making the rural commute easy. This one's truly turnkey, just bring your animals and move in. Contact the listing agent for more information or to book a private viewing. (id:63159)

Values & Trends

This listing

$613/sqft

Building average

No other active listings in this building

Monte Lake/Westwold average

$366/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kamloops

Partly Cloudy

20°C

Partly Cloudy

Humidity 56%

Wind E 13 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Westwold ElementaryElementary9.0 km
Falkland Elementary Junior SchoolElementary/Middle18.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($99,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$999,920.00
Periodic payment — Principal & Interest (monthly)$6,451.14
Additional monthly expenses (strata, tax, utilities, etc.)$315.67
Total monthly cost$6,766.81
Interest paid over 5-yr term$286,579.95
Balance at end of term$899,431.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$99,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,842.41

Cash Needed at Closing

Minimum down payment$99,990
Estimated BC PTT$22,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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