Property Type: Detached HouseOwnership: Freehold

4246 SPUR ROAD

Chilcotin, BC V0L1G0

$889,000

4 bed3 bath2,244 sqftBuilt 1983
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
97,500 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,800.83 (2026)

Interior

Basement
Full
Heating
Electric
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Hot Tub, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, View of water, Ravine view
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Metal, Conventional
Water source
Ground-level well
Security
Smoke Detectors
Parcel ID (PID)
004-267-699

Parking

Features
Garage, Carport, RV, Tandem

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Eating areaMain level
PantryMain level
Bedroom 2Main level
Bedroom 3Main level
Bedroom 4Main level
Family roomBasement
KitchenBasement
Laundry roomBasement
Bedroom 5Basement
StorageBasement

Listing Information

MLS®
R3154509
Listed
August 10, 2026
Time on market
On the market for 21 days
Tax assessment year
2026
Data last synced
August 31, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to country living at its finest. An amazing 2.24 acre fully-cleared acreage on an active lake in the Cariboo. Renovated 4 bedroom, 3 baths country home. Main level: 3br, walk in pantry, open concept layout from kitchen to dining and living area with wrap around deck. Oversized main bathroom with claw foot tub. Lower level has 1 bedroom with kitchenette, option for B&B, with walkout to Hot Tub. The well maintained 1.5 acre grass rear yard, reaches all the way to the 150' of lakefront with private boat dock, 14' covered bar known as 'The Cantina', ready for family and neighbour gatherings. Wood pellet stove, compliments the fully ducted wood stove. the BEST in country tranquility, that checks ALL boxes. Your family, friends & pups will thank you . (id:63159)

Values & Trends

This listing

$396/sqft

Building average

No other active listings in this building

Chilcotin average

$402/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Tatlayoko Lake

13°C

Humidity 75%

Wind E 10 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

20°

Wednesday night

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Big Lake ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$711,200.00
Periodic payment — Principal & Interest (monthly)$4,588.42
Additional monthly expenses (strata, tax, utilities, etc.)$345.40
Total monthly cost$4,933.82
Interest paid over 5-yr term$203,831.96
Balance at end of term$639,726.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,344.73

Cash Needed at Closing

Minimum down payment$63,900
Estimated BC PTT$15,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information