Property Type: Detached HouseOwnership: Freehold

4583 RIDGE ROAD

Williams Lake, BC V0L1G0

$899,000

4 bed2 bath2,232 sqftBuilt 1972
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
160 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,333 (2025)

Interior

Basement
Full
Heating
Forced air, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Block
Roof
Metal, Conventional

Parking

Features
Detached Garage

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Above
Bedroom 3Above
Bedroom 4Basement
Laundry roomLower level
Recreational, Games roomLower level

Listing Information

MLS®
R3113482
Listed
April 20, 2026
Time on market
On the market for 133 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Williams Lake Realty · Data source: CREA DDF.

Description

160-acre fully fenced property in Big Lake, just 40 minutes from Williams Lake. This productive acreage features approx. 90 acres in hay, yielding around 100 large (1000 lb) round bales annually with natural precipitation—no irrigation required. Water rights to the adjacent lake add exceptional value. The 3-storey home offers 4 bedrooms and 2 bathrooms, supported by a new well (2024). Outbuildings include a greenhouse, small shop, chicken coop, 3-car lean-to, root cellar, cow barn, and pig pen. Tractor included. Mature plum and cherry trees, breathtaking views, within fire protection and on the school bus route complete this versatile rural package. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Williams Lake average

$303/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 69%

Wind SE 11 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Big Lake ElementaryElementary4.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$223.08
Total monthly cost$4,863.12
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information