Property Type: Detached HouseOwnership: Freehold

430 2nd Avenue

Keremeos, BC V0X1N2

$579,000

4 bed3.5 bath8 parking2,226 sqftBuilt 1978
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,672.62

Interior

Basement
Crawl space
Heating
Electric, See remarks
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, Carport

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathThird level4'5'' x 8'
4pc BathroomThird level10'6'' x 8'6''
Primary BedroomThird level19'7'' x 13'5''
BedroomThird level10'11'' x 12'1''
BedroomThird level11' x 12'1''
Living roomSecond level13'8'' x 19'6''
Dining roomSecond level13'8'' x 9'6''
KitchenSecond level13'4'' x 8'7''
OtherSecond level13'6'' x 5'11''
BedroomMain level11'6'' x 13'7''
Mud roomMain level3'10'' x 13'6''
StorageMain level5'11'' x 13'6''
Laundry roomMain level5'11'' x 8'7''
2pc BathroomMain level5'11'' x 4'5''
Recreation roomMain level18'4'' x 13'5''

Listing Information

MLS®
10386055
Listed
May 4, 2026
Time on market
On the market for 119 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Spacious family home located on the sunny Keremeos Bench, just a short walk to the school and rec center. This well-designed 4-bedroom, 2.5-bath split-level home features an attached two-bay carport along with a detached 20x24 garage, offering plenty of parking and storage. The large 0.29 acre property includes underground irrigation, is fenced for a small dog, and is highlighted by mature trees in the front yard that provide excellent shade during the summer months. Step inside to a welcoming main floor with a family room, bedroom, laundry area, and a convenient 2-piece bathroom. Just a few steps up, you’ll find the bright kitchen, dining, and living areas—perfect for everyday living and entertaining. Upstairs offers three additional bedrooms and two full bathrooms, including a primary bedroom complete with a 3-piece ensuite and walk-in closet. The freestanding gas fireplace is used almost exclusively to heat the home during the colder months. Recent upgrades include: new fridge (2026), gas range (2023), washer/dryer (2023), hot water heater (2024), reinsulated crawlspace & updated flooring in main living area. There is plenty of room to park your RV here, with a 50 amp service & hookup for septic in the side yard. Telus fibre internet available. Measurements are approximate. (id:63159)

Values & Trends

This listing

$260/sqft

Building average

No other active listings in this building

Keremeos average

$401/sqft

34 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

1,608

(2021 Census)

+7.1% since 2016

Density: 769.4/km²

Dwellings: 852

Median household income: $53,200

After-tax: $50,400

Immigrant population: 14.1%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 40
  • United States of America2.2% · 35
  • Germany0.6% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Similkameen Secondary AltSecondary678 m
Similkameen Elem-SecondaryK-12678 m
Cawston Primary SchoolElementary5.8 km
Oliver ElementaryElementary20.0 km
Southern Okanagan AltSecondary20.1 km
Southern Okanagan SecondarySecondary20.1 km
Tuc-el-Nuit ElementaryElementary20.3 km
Senpaq'cin School(Independent)Elementary22.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Benja Thai · 516 7th Avenue501 m
  • Blackbird Tavern · 629 7th Avenue620 m

Grocery (1)

  • Buy-Low Foods · 701 7th Street680 m

Parks (5+)

  • Memorial Park542 m
  • Village Square Pocket Park599 m
  • Unnamed728 m
  • Unnamed743 m
  • Keremeos Middle School Park775 m

Pharmacies (1)

  • Pharmasave · 526 7th Avenue506 m

Banks & ATMs (2)

  • Valley First · 704 7th Avenue634 m
  • Cascadia Credit Union · 715 7th Street700 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$463,200.00
Periodic payment — Principal & Interest (monthly)$2,988.41
Additional monthly expenses (strata, tax, utilities, etc.)$417.05
Total monthly cost$3,405.46
Interest paid over 5-yr term$132,754.45
Balance at end of term$416,649.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,199.32

Cash Needed at Closing

Minimum down payment$32,900
Estimated BC PTT$9,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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