Property Type: Detached HouseOwnership: Freehold

34 ST CLAIR Avenue

Kitchener, BC N2M3Z4

$535,000

2 bed1 bath2 parking951 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
50 feet

R-4,353R

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,994.33

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Satellite Dish, Range - Gas, Dishwasher, Dryer, Freezer, Hood Fan, Microwave Built-in

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Shared Driveway

Building

Foundation
Block
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2 — uncovered indicated
Features
Open

Room Dimensions

RoomLevelDimensions
Utility roomBasement21'4'' x 22'6''
DenBasement6'9'' x 10'7''
Recreation roomBasement21'4'' x 11'1''
BedroomMain level7'6'' x 7'8''
Primary BedroomMain level11'2'' x 11'2''
3pc BathroomMain level7'8'' x 7'7''
KitchenMain level10'4'' x 11'1''
Living roomMain level15'8'' x 14'7''

Listing Information

MLS®
40856568
Listed
August 19, 2026
Time on market
On the market for 26 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Welcome to this beautifully updated 2-bedroom bungalow close to St. Mary’s Hospital. The main floor has a bright, open layout with beautiful engineered hardwood floors. The updated kitchen features quartz countertops, a granite sink, touch-activated faucet, and black stainless-steel appliances, including a gas stove and large refrigerator. The renovated bathroom offers a walk-in shower, double-sink vanity, and heated floors. The finished basement adds extra living space with newer carpet, a recreation room with built-in entertainment unit, and a home office. Outside, enjoy the covered deck, perfect for BBQs and relaxing, along with a large backyard for entertaining. Recent updates include the kitchen and bathroom, hardwood flooring, furnace and A/C (2021), roof (2018), gas dryer (2017), and basement carpet (2021). The hot water heater is a rental (2019). Easy access to expressway and Downtown Kitchener. This move-in-ready home is located in a charming and desirable neighbourhood. Come see it for yourself! (id:63159)

Values & Trends

This listing

$563/sqft

Building average

No other active listings in this building

325 - Forest Hill average

$441/sqft

25 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($28,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$428,000.00
Periodic payment — Principal & Interest (monthly)$2,761.31
Additional monthly expenses (strata, tax, utilities, etc.)$297.53
Total monthly cost$3,058.84
Interest paid over 5-yr term$122,666.03
Balance at end of term$384,987.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$28,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,894.81

Cash Needed at Closing

Minimum down payment$28,500
Estimated BC PTT$8,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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