Property Type: Detached HouseOwnership: Freehold

75 Whaler Bay Rd

Galiano Island, BC V0N1P0

$829,900

2 bed2 bath5 parking700 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
1.12 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,978

Interior

Heating
Heat Pump, Electric, Wood
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
BathroomOther
BedroomOther
BathroomMain level
Primary BedroomMain level
KitchenMain level
Living roomMain level

Listing Information

MLS®
1040367
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Nan) · Data source: CREA DDF.

Description

Welcome to Serendipity—your tranquil Galiano Island haven! This charming, well-kept Pan-Abode sits on 1.12 acres with 115 feet of sandstone shoreline along stunning Whaler Bay. A rare blend of privacy and convenience, you’re steps from the ferry, island hub, Saturday farmers’ markets, and artisan shops. Wake to seabirds while sipping your coffee, watching seals, otters, eagles, and blue herons—your own private natural show. Sunlight highlights the beautiful wood. The upper and lower decks provide access to the waterfront below. BONUS detached bunkie that sleeps 2 complete with bathroom. Other features of this home include storage, heat-pump, new windows, metal roof, rainwater collection, septic, high speed internet.....This can be your perfect quiet retreat or your island home if you choose the island life. Come and see it! (id:63159)

Values & Trends

This listing

$1,186/sqft

Building average

No other active listings in this building

Galiano average

$990/sqft

8 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary834 m
Mayne Island SchoolElementary4.9 km
Salt Spring ElementaryElementary13.4 km
Pender Islands Elem-SecondaryElementary/Middle13.6 km
Gulf Islands SecondarySecondary13.7 km
Phoenix PlaceSecondary13.8 km
Saturna Island Elementary SecondaryK-1214.8 km
Fernwood ElementaryElementary16.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Unnamed459 m
  • Babes In The Wood644 m
  • Atrevida729 m
  • La Lena736 m
  • La Lena738 m

Cafes (2)

  • Oxeye · 2470 Sturdies Bay Road459 m
  • Sturdies Bay Bakery and Cafe · 44 Madrona Road626 m

Shopping (1)

  • Manzanita Ville488 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,920.00
Periodic payment — Principal & Interest (monthly)$4,283.39
Additional monthly expenses (strata, tax, utilities, etc.)$283.17
Total monthly cost$4,566.55
Interest paid over 5-yr term$190,281.38
Balance at end of term$597,198.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,935.72

Cash Needed at Closing

Minimum down payment$57,990
Estimated BC PTT$14,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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