Property Type: Land / LotOwnership: Freehold

432 2nd St

Courtenay, BC V9N1C1

$489,000

0 bed0 bath1 parking
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Property Details

Property & Lot

Lot size
4,792 square feet
Zoning
Residential

R-SSMUH

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$3,067.97

Interior

Fireplace
None

Parking

Total spaces
1

Listing Information

MLS®
1041936
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Prime building lot in Old Orchard, Courtenay — a rare chance to create your dream home in a sought-after neighbourhood. Flat, usable parcel close to town with easy access to shops, schools and recreation. Features a large shed for storage and landscaping convenience. Build with Addstyle Designer Homes for a seamless design-build experience, or purchase as-is and bring your own plans. Ideal location for a custom build or investment — quiet, popular area with strong curb appeal. Don’t miss this opportunity to build to suit. Contact Mike Fisher with Royal LePage in the Comox Valley for more information 250-218-3895. (id:63159)

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Courtenay ElementaryElementary1.2 km
Nala'atsi Alternate ProgramSecondary1.2 km
Ecole Puntledge Park ElementaryElementary1.2 km
Lake Trail CommunityMiddle1.3 km
Georges P. Vanier SecondarySecondary1.7 km
Glacier View Secondary CentreK-121.8 km
Arden ElementaryElementary2.7 km
Queneesh ElementaryElementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Early Bird Café · 307 4th Street203 m
  • Pho' 54 · 492 Fitzgerald Avenue241 m
  • Dina Kurdish & Turkish Cuisine · 463 5th Street245 m
  • Taco Bandido · 444 5th Street270 m
  • Golden Carriage · 478B 5th Street274 m

Cafes (5+)

  • Frankie Jo's Bakery Café159 m
  • Michael's Off Main · 355 4th Street176 m
  • Bigfoot Donuts · 477 5th Street233 m
  • Freya Nordic Baking & Caffe249 m
  • Cappuccino Grande Café · 344 5th Street284 m

Grocery (2)

  • Edible Island Whole Foods Market · 477 6th Street328 m
  • The Old Farm Market · 660 England Avenue398 m

Parks (5+)

  • 4th Street Parklet · 243 4th Street263 m
  • Courthouse Park400 m
  • Riverside Park · 358 Anderton Avenue407 m
  • Harmston Park526 m
  • Lewis Park593 m

Gyms (5+)

  • Eden Therapy · 333 5th Street273 m
  • The House of Now Yoga Studio326 m
  • Axé Capoeira · 133 5th Street425 m
  • Comox Valley Boxing Club · 129 5th Street431 m
  • 30-Minute Hit Boxing For Women · 571 McPhee Avenue612 m

Pharmacies (2)

  • Pharmasave229 m
  • Shoppers Drug Mart · 310 8th Street593 m

Banks & ATMs (4)

  • Coastal Community Credit Union · 291A 4th Street233 m
  • Scotiabank · 392 5th Street280 m
  • Scotiabank281 m
  • BMO · 585 England Avenue330 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$391,200.00
Periodic payment — Principal & Interest (monthly)$2,523.89
Additional monthly expenses (strata, tax, utilities, etc.)$255.66
Total monthly cost$2,779.55
Interest paid over 5-yr term$112,119.04
Balance at end of term$351,885.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,572.23

Cash Needed at Closing

Minimum down payment$24,450
Estimated BC PTT$7,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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