Property Type: Detached HouseOwnership: Freehold

434 Mountain View Dr

Lake Cowichan, BC V0R2G1

$874,600

3 bed2 bath4 parking1,718 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Lot size
10,019 square feet
Zoning
Residential

R-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,958.65

Interior

Heating
Heat Pump
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Valley view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
WorkshopMain level18'10 x 18'10
EnsuiteMain level4-Piece
Primary BedroomMain level15'6
BedroomMain level10'11 x 11'10
BathroomMain level4-Piece
Laundry roomMain level7'6 x 10'10
Dining roomMain level11'3 x 11'7
KitchenMain level10'8 x 13'11
Living roomMain level16'3
BedroomMain level11'8 x 13'10
EntranceMain level5'9 x 6'2

Listing Information

MLS®
1031992
Listed
April 13, 2026
Time on market
On the market for 140 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nan) · Data source: CREA DDF.

Description

Beautifully maintained 2019-built rancher in the desirable Slopes subdivision, backing onto a lovely park offering privacy and a peaceful setting. This 3 bed, 2 bathroom home offers 1,718 sq ft of well-designed single-level living with engineered hardwood floors and a cozy propane fireplace and a 20x20 workshop with main and garage door. The kitchen features an induction stove and garburator. Thoughtful upgrades include added insulation between the living room and primary bedroom for enhanced quiet. Set on a fully landscaped 0.235 acre lot with irrigation for flower beds and deer/elk fencing. Additional features include walk-in bathtub in ensuite, double garage, 4 ft crawl space, built-in vacuum rough-in, and RV parking with 30A power and sewer. Perfectly positioned to enjoy the Cowichan Lake lifestyle with easy access to Youbou, Honeymoon Bay, Mesachie Lake, tubing, hiking, fishing, boating, Sunfest, and within reach of Victoria, Nanaimo, and the Pacific Marine route to Port Renfrew. (id:63159)

Values & Trends

This listing

$509/sqft

Building average

No other active listings in this building

Lake Cowichan average

$492/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary734 m
Lake Cowichan SecondaryElementary1.6 km
Lake Cowichan ElementaryElementary1.6 km
Tansor ElementaryElementary22.5 km
Ladysmith SecondarySecondary23.8 km
Ecole Mount Prevost ElementaryElementary23.9 km
Ladysmith PrimaryElementary23.9 km
Ladysmith IntermediateElementary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Winter Park36 m
  • Unnamed126 m
  • Unnamed256 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($62,460) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$699,680.00
Periodic payment — Principal & Interest (monthly)$4,514.10
Additional monthly expenses (strata, tax, utilities, etc.)$582.55
Total monthly cost$5,096.65
Interest paid over 5-yr term$200,530.30
Balance at end of term$629,364.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,460
Stress test qualifying rate8.09%
Payment you must qualify for$6,245.07

Cash Needed at Closing

Minimum down payment$62,460
Estimated BC PTT$15,492
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,452

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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