108 River Rd
Lake Cowichan, BC V0R2G0
$789,900
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 8,276 square feet
- Zoning
- Residential
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,609
Interior
- Heating
- Heat Pump, Forced air
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Mountain view
Parking
- Total spaces
- 6
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | — |
| Family room | Main level | — |
| Bathroom | Main level | 4-Piece |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Ensuite | Main level | 3-Piece |
| Primary Bedroom | Main level | — |
| Dining nook | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
Listing Information
- MLS®
- 1043405
- Listed
- July 30, 2026
- Time on market
- On the market for 32 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Generation (LC) · Data source: CREA DDF.
Description
Welcome to 108 River Rd, where location and lifestyle come together in the heart of Lake Cowichan. Just three doors down from the beloved Duck Pond, you'll have easy access to the community's favourite river beach, playground, and tubing launch. A nearby pedestrian bridge connects you directly to the downtown core, making it an easy walk to coffee shops, restaurants, shopping, and local entertainment. This immaculate rancher offers nearly 2,100 sqft of beautifully maintained living space, all on one level. Inside you'll find 3 bedrooms, 2 renovated bathrooms, a bright south-facing kitchen with a spacious eating nook, formal dining room, inviting living room with a cozy propane fireplace, and an expansive family/bonus room. Outside, enjoy a low-maintenance yard featuring a stunning cedar and concrete deck, replaced in 2010, creating the perfect space for entertaining or relaxing. Additional features include a new forced-air heat pump with air conditioning, asphalt shingle roof (2010), central vacuum, an attached storage shed, two driveways with RV parking, and an impressive 5-foot crawl space offering exceptional storage. Whether you're looking for easy one-level living, room for the whole family, or a walkable lifestyle just steps from the river, this exceptional home offers the perfect opportunity to enjoy everything Lake Cowichan has to offer. (id:63159)
Values & Trends
This listing
$377/sqft
Building average
—
No other active listings in this building
Lake Cowichan average
$495/sqft
34 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
14°C
—
Humidity 86%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
3,325
(2021 Census)
+3.1% since 2016
Density: 403.5/km²
Dwellings: 1,586
Median household income: $68,000
After-tax: $62,400
Immigrant population: 7.7%
Top countries of origin (% of total population)
- United Kingdom3.2% · 105
- United States of America0.9% · 30
- Germany0.6% · 20
- South Africa, Republic of0.5% · 15
- India0.5% · 15
- Poland0.3% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
44
6/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Lake Cowichan Elementary | Elementary | 594 m |
| Lake Cowichan Secondary | Elementary | 594 m |
| Palsson Elementary | Elementary | 681 m |
| Tansor Elementary | Elementary | 22.8 km |
| Ecole Mount Prevost Elementary | Elementary | 24.2 km |
| Drinkwater Elementary | Elementary | 24.8 km |
| Ladysmith Secondary | Secondary | 24.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (4)
- Jake's at the Lake · 109 South Shore Road308 m
- J&V Diner · 162 South Shore Road525 m
- Shaker Mill · 72 Cowichan Lake Road680 m
- Lakeside Sushi · 78 Cowichan Lake Road694 m
Cafes (3)
- Ed's Coffee House · 67 South Shore Road239 m
- Tim Hortons562 m
- River Cafe · 56 South Shore Road571 m
Grocery (1)
- Country Grocer · 83 Cowichan Lake Road729 m
Parks (5+)
- Riverside Park120 m
- Ohtaki Park231 m
- Forest Workers Memorial Park273 m
- Ts'uubaa-asatx Square298 m
- Saywell Park387 m
Shopping (1)
- Fields335 m
Pharmacies (1)
- Island Pharmacy · 138 South Shore Road410 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($53,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





