Property Type: Detached HouseOwnership: Freehold

4350 13th Street S

Cranbrook, BC V1C7A9

$1,190,000

4 bed3 bath2 parking3,460 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,849

Interior

Heating
See remarks, Hot Water
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomSecond level8'8'' x 12'10''
Exercise roomSecond level12' x 12'10''
Full bathroomSecond level6'5'' x 8'6''
BedroomSecond level11'6'' x 15'1''
BedroomSecond level11'6'' x 19'6''
Family roomSecond level28'0'' x 21'0''
OtherMain level5'6'' x 9'8''
Full bathroomMain level5'1'' x 11'10''
BedroomMain level17'10'' x 11'10''
Full ensuite bathroomMain level8'0'' x 8'10''
Primary BedroomMain level14'6'' x 16'2''
Living roomMain level14'7'' x 18'1''
Dining roomMain level10'0'' x 12'0''
KitchenMain level10'0'' x 12'0''
FoyerMain level21'2'' x 25'1''

Listing Information

MLS®
10389945
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.

Description

Welcome to this beautifully maintained home on 5 acres complete with custom dream shop.You are certain to be pleased with this walkout bungalow that has everything you will need while leaving room to allow for a few updates to make it your own. Featuring 4 bedrooms, 3 bathrooms, and a traditional kitchen, this property offers an exceptional blend of comfort, functionality and lifestyle. The main living area features a bright, open layout with spacious principal rooms designed for both everyday living and entertaining. The sunny kitchen serves as the heart of the home, with ample cabinerty, generous counter space and seamless flow to the dining and living room areas. Large windows throughout, provide an abundance of natural light and showcases the surrounding setting.The primary suite provides a private retreat with a well-appointed ensuite and walkin closet. The additional 2nd bedoom is ideal for guests or home office with steps to bathroom #2. The lower level walkout adds valuable living space with excellent flexibility for recreation, media or fitness needs with 2 bedrooms and bathroom #3. The property is enhanced with a 34'x44' detached outbuilding, comprising a 18'x44' workshop/games room and a 16' x 44' RV storage area with service pit with 200 amp power.The workshop is heated by a wood stove and games room being fully insulated. The additional features inclusive of the workshop, unlimited parking/storage options, further increase the property's versatility. (id:63159)

Values & Trends

This listing

$344/sqft

Building average

No other active listings in this building

CRANL Cranbrook Periphery average

$524/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 56%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highlands ElementaryElementary949 m
Kootenay Orchards ElementaryElementary2.1 km
St Mary's Catholic Independent(Independent)Elementary2.3 km
Laurie Middle SchoolMiddle2.5 km
Steeples ElementaryElementary2.8 km
Kootenay Educational ServicesSecondary2.9 km
Mount Baker SecondaryElementary3.1 km
Kootenay Christian Academy(Independent)K-123.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$952,000.00
Periodic payment — Principal & Interest (monthly)$6,141.98
Additional monthly expenses (strata, tax, utilities, etc.)$493.75
Total monthly cost$6,635.73
Interest paid over 5-yr term$272,845.94
Balance at end of term$856,327.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,427.86

Cash Needed at Closing

Minimum down payment$94,000
Estimated BC PTT$21,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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