Property Type: Land / LotOwnership: Freehold

4370 Copper Cove Road

Scotch Creek, BC V0E1M5

$899,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.14 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$150/mo
Annual property tax
$2,249

Interior

Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10385087
Listed
April 27, 2026
Time on market
On the market for 126 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** Welcome to a dream waterfront property! This 1.14 acre Copper Cove lot has 124 ft of private waterfront and beautiful views of Shuswap Lake. On offer is a unique park-like setting with mature cedar, pine, and fir attracting birds and wildlife. The driveway provides access to building sites and a pathway to the lake. This lot is located just a short paddle to beautiful Copper Island. There is easy access to clean deep water for your dock and boat and ample privacy from neighbours. Also provided are special seating nooks to enjoy your view with your morning coffee and the rising sun. Scotch Creek amenities are only 3 km away. In addition to a main residence the strata zoning allows for a separate guest cabin as well. Enjoy the views while you envision how you could make your waterfront dream come true. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle5.2 km
Sorrento ElementaryElementary6.2 km
Carlin Elementary MiddleElementary/Middle13.1 km
Haldane ElementaryElementary22.4 km
Chase Elementary-SecondaryElementary22.5 km
Shuswap SDA(Independent)Elementary/Middle23.2 km
North Canoe ElementaryElementary23.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$337.42
Total monthly cost$4,977.45
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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