Property Type: Land / LotOwnership: Freehold

4993 Meadow Creek Road

Celista, BC V0E1M6

$899,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
93.24 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,500

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10387766
Listed
May 15, 2026
Time on market
On the market for 108 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd. · Data source: CREA DDF.

Description

Discover the possibilities with this stunning 93-acre farm in Celista, offering breathtaking mountain and valley views in the heart of the North Shuswap. This versatile property is ideal for homesteading, hobby farming, or creating the country lifestyle you’ve always dreamed of. The partially constructed home provides a head start for your vision, with a brand-new roof installed this year. A new building permit will be required to continue construction, giving buyers the opportunity to customize the home to their own tastes and needs. The property features a large Quonset building complete with power and water, perfect for equipment storage, workshops, livestock needs, or additional farm use. Open fields are well-suited for horses, cattle, and other agricultural pursuits, while the expansive garden area offers endless potential for growing your own food and embracing self-sufficient living. With no zoning restrictions and a portion of the property located within the ALR, this acreage offers flexibility and opportunity rarely found in today’s market. Perfect for families, the property is conveniently located just a short drive from the shores of Shuswap Lake, North Shuswap Elementary School, and the Fetch Panda Convenience Store. Whether you’re looking to raise kids in a peaceful rural setting, start a farm, or build your dream homestead, this exceptional property is ready for your ideas. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle2.0 km
Sorrento ElementaryElementary11.1 km
Carlin Elementary MiddleElementary/Middle15.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$208.33
Total monthly cost$4,848.37
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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