Property Type: Condo / ApartmentOwnership: Strata

445 770 Fisgard St

Victoria, BC V8W0B8

$649,900

2 bed2 bath1 parking978 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
978 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$730/mo
Annual property tax
$3,801

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Air Conditioned
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Oven - Built-In

Exterior & Lot

View
City view, Mountain view
Lot features
Irregular lot size

Building

Parcel ID (PID)
028-333-713

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteSecond level5-Piece
BedroomMain level9'4 x 9'5
BathroomMain level3-Piece
Primary BedroomSecond level10'0 x 11'4
KitchenMain level6'5 x 20'4
Living roomMain level12'9 x 15'10
BalconyMain level8'4 x 14'2
EntranceMain level4'4 x 9'0

Listing Information

MLS®
1043344
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 30, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Live in style at The Hudson! This stunning east-facing loft features soaring 18-foot ceilings and oversized windows that flood the space with beautiful natural light. Step out onto your private balcony, BBQs are allowed, perfect for morning coffee or evening entertaining. It's rare to have a Condo availlable with a Balcony in the Hudson! Rich dark hardwood floors and sleek matching kitchen cabinetry create a modern, sophisticated feel, while the carpeted upper loft and heated tile floors in the bathroom add warmth and comfort. The open-concept kitchen is designed to impress, complete with stainless steel appliances, a hidden cabinet-front fridge and dishwasher, crisp white countertops, and contemporary open shelving. Whether hosting friends or enjoying a quiet night in, the flexible layout adapts effortlessly to your lifestyle. Upstairs, the spacious primary retreat offers a luxurious five-piece ensuite featuring dual sinks, a deep soaker tub, and a walk-in shower. Ample storage is found throughout, with full-sized double closets in the bedrooms and hallway, plus an additional storage locker downstairs. Located in a pet and rental friendly building with secure underground parking & a beautiful rooftop patio with views of the Harbour. This unbeatable downtown address places shops, groceries, and everyday conveniences right at your doorstep, while keeping you steps from everything the vibrant downtown core has to offer. (id:63159)

Values & Trends

This listing

$665/sqft

Building average

$689/sqft

4 active listing(s)

Downtown average

$766/sqft

152 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

78

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pacific School of Innovation and Inquiry(Independent)Secondary815 m
Christ Church Cathedral School(Independent)Elementary/Middle932 m
George Jay ElementaryElementary1.0 km
Victoria HighElementary1.2 km
Central Middle SchoolElementary1.3 km
South Park Family SchoolElementary1.4 km
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.4 km
Oak and Orca Bioregional School(Independent)K-121.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Golden City · 721 Fisgard Street77 m
  • Blue Nile African Restaurant · 1724 Douglas Street106 m
  • Bangkok Modern Thai Cuisine119 m
  • Sura Korean Restaurant · 1696 Douglas Street123 m
  • Green Leaf Vietnamese Bistro · 1684 Douglas Street131 m

Cafes (5+)

  • Deer & Dough Bakery Cafe · 770 Fisgard Street38 m
  • Starbucks · 1689 Government Street255 m
  • QV Cafe · 1701 Government Street256 m
  • Discovery Coffee · 664 Discovery Street272 m
  • Tim Hortons · 1410 Blanshard Street304 m

Grocery (5+)

  • No Frills · 770 Fisgard Street57 m
  • Zero Waste Emporium · 1728 Douglas Street106 m
  • Mexican House of Spice · 1412 Douglas Street284 m
  • Daily Fresh · 1627 Quadra Street360 m
  • Bulk Barn · 706 Yates Street390 m

Parks (5+)

  • Pandora Green300 m
  • Triangle Green542 m
  • Bridgehead Green568 m
  • Central Park · 2275 Quadra Street587 m
  • Pandora Green621 m

Shopping (5+)

  • Camöflage365 m
  • Winners · 1150 Douglas Street533 m
  • The Bay Centre573 m
  • The Bay Centre · 1150 Douglas Street573 m
  • Sabayons · 1101 Government Street592 m

Gyms (5+)

  • Spinco · 745 Cormorant Street161 m
  • Tropos Fitness Club · 1601 Blanshard Street170 m
  • CrossFit Zone · 708 Pembroke Street352 m
  • Limitless Training · 582 Johnson Street413 m
  • Studio 4 Athletics · 715 Yates Street429 m

Pharmacies (4)

  • Shoppers Drug Mart · 1212 Douglas Street483 m
  • View Street Pharmacy · 867 View Street618 m
  • I.D.A. Cridge Family · 641 Fort Street630 m
  • Rexall · 912 Douglas Street741 m

Banks & ATMs (5+)

  • RBC Royal Bank · 1701 Douglas Street75 m
  • Localcoin Bitcoin ATM · 1710 Douglas Street111 m
  • Scotiabank · 702 Yates Street381 m
  • Vancity · 1280 Douglas Street434 m
  • BMO · 1225 Douglas Street445 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$1,095.68
Total monthly cost$4,450.03
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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