Property Type: Detached HouseOwnership: Freehold

4457 46B STREET

Ladner, BC V4K2M8

$1,699,900

4 bed2 bath4 parking1,870 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Style
2 Level
Lot size
9,000 square feet
Frontage
90 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,172 (2025)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Forced air
Fireplace
Yes (1)

Building

Parcel ID (PID)
008-489-173

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, Garage, Carport

Listing Information

MLS®
R3068237
Listed
November 18, 2025
Time on market
On the market for 286 days
Tax assessment year
2025
Data last synced
September 1, 2026

Listing provided by: Rennie & Associates Realty Ltd. · Data source: CREA DDF.

Description

Developer Alert! This well-kept home is perfect for a 2-lot subdivision. RS7 zoning will allow for a single-family home with a legal suite on each, Duplex with 2 detatched suites or a multiplex option. The current home can be rented, providing immediate holding income while you finalize plans. Enjoy incredible walkability to Ladner Village, offering charming boutiques, cafes, and local services. Excellent proximity to top-rated schools, parks (Memorial Park & Ladner Harbour Park), and quick access to major routes for an easy commute to Vancouver & Richmond. Steps from transit, shopping centers, and recreational facilities. A developer's dream in a vibrant, family-friendly community! This sought-after area promises swift sales and strong resale value for a finished product. (id:63159)

Values & Trends

This listing

$909/sqft

Building average

No other active listings in this building

Ladner average

$561/sqft

8 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

17°C

Clear

Humidity 100%

Wind WNW 13 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Port Guichon ElementaryElementary305 m
Ladner ElementaryElementary676 m
Delta SecondarySecondary874 m
Delta Christian School(Independent)Elementary1.4 km
Sacred Heart(Independent)Elementary1.6 km
Hawthorne ElementaryElementary2.2 km
Neilson Grove ElementaryElementary2.9 km
Holly ElementaryElementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound 45 Ave @ 46A St113 m
Westbound 45 Ave @ 46B St124 m
Eastbound 45 Ave @ 47A St284 m
Westbound 45 Ave @ 47A St298 m
Eastbound 45 Ave @ 48B St458 m

Nearby Places

Restaurants (1)

  • Ming Court · 48 Avenue687 m

Parks (3)

  • Port Guichon Park379 m
  • Stevens Mini Park542 m
  • Floathouse Park Reserve721 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,920.00
Periodic payment — Principal & Interest (monthly)$8,773.74
Additional monthly expenses (strata, tax, utilities, etc.)$858.33
Total monthly cost$9,632.08
Interest paid over 5-yr term$389,756.98
Balance at end of term$1,223,252.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,980
Stress test qualifying rate8.09%
Payment you must qualify for$10,457.31

Cash Needed at Closing

Minimum down payment$339,980
Estimated BC PTT$31,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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