Property Type: Detached HouseOwnership: Freehold

46 SHANLEY Street

Kitchener, BC N2H5N9

$799,900

6 bed3.5 bath4 parking2,186 sqftBuilt 1887
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
62 feet

R2B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,354

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Window air conditioner
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer

Exterior & Lot

Exterior features
Brick
Lot features
Shared Driveway
Fencing
Fence

Building

Foundation
Stone
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Laundry roomBasement
BedroomSecond level9'10'' x 12'3''
BedroomSecond level7'1'' x 12'1''
4pc BathroomSecond level
BedroomMain level8'10'' x 12'6''
Living roomMain level18'10'' x 16'11''
KitchenMain level8'10'' x 12'5''
4pc BathroomSecond level
BedroomSecond level12'10'' x 13'9''
BedroomSecond level7'9'' x 10'1''
BedroomSecond level11'2'' x 12'10''
2pc BathroomMain level
KitchenMain level13'2'' x 10'4''
Living roomMain level12'9'' x 21'1''
Dining roomMain level13'1'' x 10'1''

Listing Information

MLS®
40827870
Listed
May 8, 2026
Time on market
On the market for 130 days
Data last synced
September 15, 2026

Listing provided by: MCINTYRE REAL ESTATE SERVICES INC. · Data source: CREA DDF.

Description

Endless possibilities await with this unique Midtown property! Situated on an impressive 62 x 150 ft lot, this spacious home is currently configured as two separate side-by-side 2-storey residences, each featuring private front and rear entrances along with separate driveways. The seller has already completed many of the steps toward creating two semi-detached homes, with only separate water and sewer lines remaining. This property also offers excellent potential as a multi-family investment, making it an outstanding opportunity for future development or rental income in a highly desirable area. Perfect for multi-generational living, an in-law setup, or large families seeking both togetherness and privacy, each unit provides generous living space and flexibility to suit a variety of needs. Opportunities like this are rare. With the right vision and updates, this property could become an exceptional long-term investment. Priced with improvements in mind. Don’t miss your chance — book your private showing today! (id:63159)

Values & Trends

This listing

$366/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$444/sqft

31 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$471.83
Total monthly cost$4,600.38
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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