Property Type: Detached HouseOwnership: FreeholdNEW LISTING

157 DAWSON Street

Waterloo, BC N2L1R9

$799,999

5 bed3.5 bath4 parking2,157 sqftBuilt 1914
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Property Details

Property & Lot

Sub-type
House
Style
Contemporary
Stories
1.5
Frontage
44 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,357

Interior

Basement
Finished, Full
Heating
Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings

Exterior & Lot

Exterior features
Brick
Lot features
Corner Site

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement7'5'' x 10'7''
KitchenBasement7'9'' x 8'11''
BedroomBasement11'11'' x 14'10''
BedroomBasement8'10'' x 12'2''
3pc BathroomBasement6'9'' x 7'5''
LoftSecond level17'7'' x 19'2''
BedroomSecond level9'7'' x 15'4''
2pc BathroomSecond level4'7'' x 4'4''
Primary BedroomMain level11'9'' x 11'10''
Living roomMain level11'3'' x 12'0''
KitchenMain level11'9'' x 15'8''
Mud roomMain level7'9'' x 12'5''
BedroomMain level9'3'' x 12'0''
4pc BathroomMain level5'7'' x 8'7''

Listing Information

MLS®
40862405
Listed
September 11, 2026
Time on market
On the market for 4 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

MORE THAN A HOME. A SMARTER WAY TO OWN IN UPTOWN WATERLOO. Welcome to 157 Dawson Street. A beautifully appointed home that pairs everyday comfort with exceptional flexibility. The charming front porch welcomes you in, while the abundant natural light create an airy, inviting main level. The spacious kitchen, two bedrooms and full bathroom offer convenient main-floor living, while upstairs features a private third bedroom, den and powder room. The finished lower level is where this property again shines, with two bedrooms, a kitchen, four-piece bathroom and its own separate entrance with an attached mudroom. Ideal for extended family, guests or rental potential, it offers an opportunity to create a valuable mortgage helper while maintaining separation from the main space. AND the location is hard to beat. Walk to the University of Waterloo, Wilfrid Laurier University, Uptown Waterloo, restaurants, cafes, shopping and transit. A double car garage adds another layer of practicality and value. A lovely Waterloo home with the space, location and flexibility to make your investment work harder. Furniture included. **measurements as per previous Iguide (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

415 - Uptown Waterloo/Westmount average

$533/sqft

20 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$554.42
Total monthly cost$4,683.47
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.78

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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