Property Type: Detached HouseOwnership: Freehold

4610 37th Street

Osoyoos, BC V0H1V6

$1,095,000

4 bed4.5 bath2 parking3,990 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,579.27

Interior

Basement
Full
Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Pool
Inground pool, Indoor pool

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Partial bathroomMain level
OtherLower level19'6'' x 54'2''
BedroomThird level10'6'' x 10'6''
Full bathroomThird level
Recreation roomThird level10'6'' x 25'10''
Full bathroomSecond level
BedroomSecond level9'10'' x 13'4''
Laundry roomSecond level6'4'' x 8'4''
BedroomSecond level9'6'' x 13'4''
Full ensuite bathroomSecond level6'4'' x 11'2''
Primary BedroomSecond level13'0'' x 16'8''
Family roomMain level12' x 16'4''
KitchenMain level8'10'' x 17'10''
Dining roomMain level10'0'' x 14'6''
Living roomMain level17'2'' x 20'8''

Listing Information

MLS®
10390937
Listed
June 10, 2026
Time on market
On the market for 82 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

GORGEOUS LAKE VIEWS, from Haynes Point to the Town of Osoyoos! This level entry, spacious 3,990 sq. ft. home is nestled in a quiet location on the desirable East Bench and offers the perfect blend of comfort, space, and resort-style living. Designed for entertaining, the property boasts over 1,000 sq. ft. of decks and patios to take in the breathtaking views and spectacular sunsets. Enjoy the large indoor pool with sliders opening to an outdoor deck complete with a cozy hot tub. Featuring 4 spacious bedrooms and 4 bathrooms, there is plenty of room for a large family or visiting guests. The recreation room with a wet bar is ideal for entertaining, while the exercise room provides additional space for an active lifestyle. A two car garage, extra outdoor parking, and ample garden space complete this exceptional property. Experience the best of Okanagan living in one of Osoyoos' most sought-after neighborhoods. Minutes to all amenities. All measurements to be verified by the Buyer. (id:63159)

Values & Trends

This listing

$274/sqft

Building average

No other active listings in this building

Osoyoos Rural average

$640/sqft

26 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary2.7 km
Osoyoos SecondarySecondary3.6 km
Senpaq'cin School(Independent)Elementary19.0 km
Tuc-el-Nuit ElementaryElementary19.9 km
Southern Okanagan SecondarySecondary20.1 km
Southern Okanagan AltSecondary20.1 km
Oliver ElementaryElementary20.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$876,000.00
Periodic payment — Principal & Interest (monthly)$5,651.65
Additional monthly expenses (strata, tax, utilities, etc.)$664.94
Total monthly cost$6,316.59
Interest paid over 5-yr term$251,064.12
Balance at end of term$787,964.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,770.39

Cash Needed at Closing

Minimum down payment$84,500
Estimated BC PTT$19,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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