Property Type: Detached HouseOwnership: Freehold

5 CHARDONNAY Court

Osoyoos, BC V0H1V6

$1,099,000

3 bed3.5 bath4 parking3,090 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,399

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stone, Other

Building

Roof
Tile, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11'10'' x 14'5''
Living roomMain level14'8'' x 16'10''
Laundry roomMain level6'7'' x 12'9''
KitchenMain level9'8'' x 14'9''
Family roomSecond level16'10'' x 24'5''
5pc Ensuite bathMain level
Dining roomMain level8'9'' x 14'9''
BedroomSecond level10'7'' x 12'3''
BedroomSecond level11'11'' x 12'3''
5pc BathroomSecond level
2pc BathroomMain level

Listing Information

MLS®
10385340
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Desert Oasis Rlty · Data source: CREA DDF.

Description

Set in one of Osoyoos’ most desirable neighbourhood just a short walk to the lake and trails, this newer-built home offers the kind of low-maintenance, worry-free living that’s hard to find—without giving up on finish or design. The main level is bright and open, anchored by large windows and French doors that lead out to a covered veranda with sweeping views of Osoyoos Lake. The kitchen is built for both everyday use and entertaining, with a 10-foot island, quartz counters, gas range, and wall oven, flowing naturally into the dining and living spaces. The primary suite is also on the main floor, with a spacious ensuite and walk-in closet, making it easy to live comfortably without needing the upper level. Upstairs adds flexibility with two additional bedrooms, a full bathroom, and a large bonus room that works well as a media space, games room, or second living area, complete with its own fireplace. Outside, the backyard is set up for relaxed evenings and hosting, with a pergola-covered patio and plenty of space to gather. Built with efficiency and comfort in mind, the home includes central air, a high-efficiency furnace, HRV system, water purification, and added features like ceiling speakers and sun protection on the windows. It’s a solid, well-thought-out home in a location that’s tough to beat, with lake views that speak for themselves. Call or text to book your viewing today: 250-408-8788 (id:63159)

Values & Trends

This listing

$356/sqft

Building average

No other active listings in this building

Osoyoos average

$564/sqft

130 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary2.9 km
Osoyoos SecondarySecondary3.6 km
Senpaq'cin School(Independent)Elementary19.5 km
Tuc-el-Nuit ElementaryElementary20.4 km
Southern Okanagan SecondarySecondary20.5 km
Southern Okanagan AltSecondary20.5 km
Oliver ElementaryElementary20.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$604.92
Total monthly cost$6,277.22
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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