Proposed Lot Elm Road
Kelowna, BC V1W1T8
$445,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.14 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Fireplace
- None
Exterior & Lot
- Waterfront
- Waterfront on stream
Listing Information
- MLS®
- 10371667
- Listed
- January 5, 2026
- Time on market
- On the market for 238 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.
Description
Discover an unparalleled opportunity to build your dream home on this prime 0.14-acre lot, ideally located on a perfectly quiet cul-de-sac on Elm Road in Kelowna's prestigious Lower Mission neighborhood. This exceptional property offers a rare advantage with its perfectly flat, build-ready topography with utilities ready to connect at the lot line, providing a straightforward and cost-effective canvas for your custom home design. Embrace the ultimate Okanagan lifestyle with the lake just a short stroll or bike ride away, offering easy access to beaches and endless water activities. The location is an incredible hub of convenience, placing you minutes from all essential amenities, including the brand new, nearby Upper Mission Shopping Centre just 4-minutes away for your daily needs. Families and sports enthusiasts will appreciate the close proximity to top-rated schools and a variety of parks and facilities like the popular H20 swimming center and the MNP recreation center and library. Looking for delicious foods and drink, this property positions you perfectly to access the vibrant Lower Mission shopping hub at the Collett Road roundabout, offering an array of artisan shops, restaurants, breweries, groceries and live music venues only a 3 min drive or 15 min walk away. This isn't just a lot; it's a rare chance to invest in a lifestyle of convenience, natural beauty, and community in one of Kelowna's most desirable neighborhoods. (id:63159)
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Mission Secondary | Elementary | 236 m |
| Bellevue Creek Elementary | Elementary | 366 m |
| Anne McClymont Elementary | Elementary | 611 m |
| Dorothea Walker Elementary | Elementary | 1.1 km |
| Lakeside School Kelowna(Independent) | Elementary | 1.1 km |
| Canyon Falls Middle School | Middle | 1.8 km |
| de l'Anse-au-sable | K-12 | 2.1 km |
| Chute Lake Elementary | Elementary | 3.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Milk Shed · 4629 Lakeshore Road748 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.