Property Type: Land / LotOwnership: Freehold

4618 Mcclure Road

Kelowna, BC V1W1L6

$485,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.1 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,420.1

Interior

Fireplace
None

Listing Information

MLS®
10392060
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Sutton Centre Realty · Data source: CREA DDF.

Description

Nestled in one of the Lower Mission’s most highly sought-after and established neighborhoods, this fully serviced building ready for your custom dream home. Enjoy the ultimate Okanagan lifestyle with top-tier schools, pristine beaches, boutique shopping, and fine dining just minutes from your front door. Looking for a bigger venture? The adjacent property features an expansive 14,000+ square foot parcel that is already prepped and primed for subdivision. Purchase the single lot to build your personal masterpiece, or acquire both parcels together to create a premier boutique development in a high-demand location where inventory is scarce. Whether you are a custom builder looking for a premium build site or a developer recognizing a rare assembly opportunity, this property delivers endless potential. Bring your plans and capitalize on one of the neighborhood's finest remaining parcels! (id:63159)

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Mission SecondaryElementary378 m
Anne McClymont ElementaryElementary465 m
Bellevue Creek ElementaryElementary718 m
Lakeside School Kelowna(Independent)Elementary744 m
Dorothea Walker ElementaryElementary1.2 km
Canyon Falls Middle SchoolMiddle2.0 km
de l'Anse-au-sableK-122.2 km
Chute Lake ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • DunnEnzies · 4638 Lakeshore Road478 m

Cafes (1)

  • Milk Shed · 4629 Lakeshore Road402 m

Grocery (1)

  • Sunshine Market495 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$388,000.00
Periodic payment — Principal & Interest (monthly)$2,503.24
Additional monthly expenses (strata, tax, utilities, etc.)$201.67
Total monthly cost$2,704.92
Interest paid over 5-yr term$111,201.92
Balance at end of term$349,007.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,543.01

Cash Needed at Closing

Minimum down payment$24,250
Estimated BC PTT$7,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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